Just been in touch with my conveyancing lawyer in Penshaw who completed the legal work two years ago requesting a conveyancing estimate based on the same type of house sale & purchase (a leasehold property and a freehold property) of almost identical values with a mortgage from . I am now being quoted double. Better the devil I know or do I try and find an alternative conveyancer?

The quote is slightly on the high side.If you you were to look around you could get the conveyancing a bit cheaper by perhaps £100 plus VAT. On the other hand, providing that you were happy with the service the firm gave you couldcome to regret choosing an a cheaper solicitor. Remember to check the firm can represent . Do use our search tool to select a Penshaw conveyancing firm on the conveyancing panel, which can often include conveyancing solicitors in Penshaw.

Do I need to pay for insurance to cover chancel repairs when purchasing a house in Penshaw?

Unless a previous purchase of the property took place post 12 October 2013 you may take it that solicitors delivering conveyancing in Penshaw to remain recommending a chancel search and or insurance against a claim.

i am buying a new build house in Penshaw with a loan from . The developers refused to budge the price so I negotiated £7000 of extras instead. The property agent told me not to tell my solicitor about this extras as it may affect my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.