Recently contacted my conveyancing solicitor in Pinner Green who acted for me 18 months ago and wanted a conveyancing quote based on an identical type of house move (a leasehold premises and a freehold property) of similar values with a mortgage from The Mortgage Works. I am now being quoted twice the amount. Should I look for a cheaper online conveyancer?
The quote is slightly on the expensive side. If you you were to look around you might decrease the fees slightly by say £100 plus VAT. On the other hand, if you were content with the service the firm offered you couldlive to regret opting for an an untested lawyer. If is important to be sure that the solicitor can also act for The Mortgage Works. You can employ our search tool to get a quote a Pinner Green conveyancing firm on the The Mortgage Works approved list of lawyers, which can often include conveyancing solicitors in Pinner Green.
The Pinner Green conveyancing firm handling our Pinner Green conveyancing has uncovered a difference when comparing the information in the home valuation report and what is in the conveyancing documents. My solicitor says that he is duty bound to ensure that the lender is happy with this discrepancy and is still content to lend. Is my solicitor’s course or action right?
Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
Is it the case that all Pinner Green solicitors on the Co-operative conveyancing panel are governed by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Co-operative approved list of solicitors they would need to be overseen by the SRA. Some banks do permit licenced conveyancers on their panel and in such a situation the practice would be governed by the CLC.
We expect to receive a DIP from Co-operative this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Co-operative recommend any Pinner Green solicitors on the Co-operative conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Pinner Green solicitors independently although you'll need to choose one on the Co-operative conveyancing panel. The solicitor represents both you and Co-operative through the process.
After shopping around on the internet I have found a Pinner Green conveyancer having made sure that they are on the Yorkshire BS conveyancing panel. Does my lawyer arrange the survey of the property?
Yorkshire BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Yorkshire BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Pinner Green postcode. As you are getting a mortgage with Yorkshire BS, you could contact them to see if they have a list of approved surveyors in Pinner Green.
Over the last few months I have been searching for a flat up to £245,000 and identified one round the corner in Pinner Green I like with amenity areas and railway links in the vicinity, the downside is that it only has 52 remaining years left on the lease. I can't really find anything else in Pinner Green in this price bracket, so just wondered if I would be making a mistake buying a short lease?
If you require a mortgage that many years may be a potential deal breaker. Reduce the price by the expected lease extension will cost if not already taken into account. If the current owner has owned the property for a minimum of 2 years you may request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor concerning this matter.
In my capacity as executor for the estate of my grandfather I am disposing of a property in Monmouth but reside in Pinner Green. My lawyer (approximately 260 miles from meneeds me to sign a statutory declaration before completion. Could you suggest a conveyancing lawyer in Pinner Green to attest this legal document for me?
strictly speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will suffice regardless of whether they are located in Pinner Green