Unfortunately I am unable to travel far from Pulborough. What is the rationale as to why all Pulborough lawyers aren't automatically on all bank panels?

Even though it may seem unfair for lenders to restrict who can act for them, from the public’s or lawyer’s perspective, the flip side is that lending institutions are increasingly anxious and regard it crucial to protect them against mortgage fraud. As a result of this concern mortgage companies are limiting their panel of approved conveyancing lawyers to a size that they are happy to control.

Do the conveyancing solicitors that you recommend conduct attended exchange conveyancing in Pulborough?

We do have a number of conveyancing experts who can conduct personalised exchanges. You should contact us to secure a costs illustration and details as to dates.

I am selling my home in Pulborough. Does my conveyancer have to be on the Bank of Ireland conveyancing panel in order to deal with paying off my mortgage?

Ordinarily, even if your lawyer is not on the Bank of Ireland conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently in recent years.

I have recentlybecome aware that Wolstenholmes have been shut down. They conducted my conveyancing in Pulborough for a purchase of a leasehold apartment 12 months ago. How can I be sure that the property is registered correctly in the name of the former proprietor?

The easiest method to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Pulborough conveyancing specialists.

I am purchasing a new build house in Pulborough with the aid of help to buy. The sellers would not reduce the amount so I negotiated five thousand pounds worth of extras instead. The sale representative told me not disclose to my lawyer about this deal as it could affect my loan with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.