Me and my partner are buying our first house. Our solicitor has calledto check if we want to take out supplemental conveyancing searches. As novices we are clueless as to what's relevant for conveyancing in Redditch

The type of Redditch conveyancing searches depends entirely on the premises, the location, the probability of any of these risks, your familiarity of the locality and risks, your general appetite to risk. What is important is that you properly understand what information each search could supply. You may then make a decision if you consider that you need that information. Where you are uncertain, ask your solicitor to recommend.

We are getting the release of further funds on our home loan from Coventry BS as we intend to carry out renovations to our house in Redditch. Are we obliged to choose a bricks and mortar Redditch solicitor on the Coventry BS conveyancing panel to deal with the paperwork?

Coventry BS don't usually require a member of their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Coventry BS panel.

I am buying a property in Redditch. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Barclays be concerned?

As you are obtaining a mortgage with Barclays your lawyer must check the conveyancing instructions contained in Section 2 of UK Finance Lenders’ Handbook for Barclays. The CML Handbook includes minimum specifications for solar panel roof-space leases, and conveyancers are required to report to Barclays where a lease does not comply with these requirements. The specifications relate to the installation of panels on properties in England and Wales and is not restricted to Redditch.

The mortgage over my property is with Principality for my property in Redditch. Conveyancing has been completed a year ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Principality?

You must advise Principality in advance of renting your property as this is likely to be a breach of Principality’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Principality directly. It should not be necessary to do this via a Principality conveyancing panel solicitor.

3 months have elapsed since my purchase conveyancing in Redditch concluded. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I've recently found out that there is a flying freehold issue on a house I have offered on two weeks back in what was supposed to be a straight forward, no chain conveyancing. Redditch is where the house is located. Can you offer any assistance?

Flying freeholds in Redditch are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Redditch you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Redditch may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

What is different about your site and other online quote calculators when it comes to conveyancing in Redditch?

At this site secure an accurate costs illustration via a Solicitor or Licensed Conveyancer that appreciates the issues of your conveyancing in Redditch. Unlike many estate agents and many comparison sites we do not operate commission deals with solicitors. Some agents and online brokers 'recommend' solicitors who pay the most commission, as opposed to the best value conveyancing in Redditch