I require expedited conveyancing in Rishton as I am faced with an ultimatum to exchange contracts inside one month. A home loan is not required. Is it possible to escape the need for conveyancing searches to save money and time?

As you are are a cash buyer you are at liberty not to do searches although no solicitor would suggest that you don't. Drawing on our experience of conveyancing in Rishton the following are examples of what can appear and therefore impact future saleability: Refused Planning Applications, Overdue Fees, Outstanding Grants, Road Schemes,...

Are there restrictive covenants that are commonly picked up as part of conveyancing in Rishton?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Rishton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I'm purchasing my first flat in Rishton benefiting from help to buy. The sellers refused to move on the price so I negotiated five thousand pounds worth of extras instead. The sale representative suggested that I not to tell my conveyancer about this deal as it could impact my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.