Is it necessary to pay for insurance to protect me from financial exposure to chancel repairs when buying a house in Robin Hoods Bay?

Unless a prior acquisition of the premises completed post 12 October 2013 you can take it that lawyers handling conveyancing in Robin Hoods Bay to remain recommending a chancel search and or insurance against a claim.

Just acquired a detached house in Robin Hoods Bay , how long will it take for the Land Registry to deal with the formalities evidencing my ownership? My Robin Hoods Bay conveyancing solicitor has been painfully slow, so I want to be sure the land registry aspects are dealt with.

As far as conveyancing in Robin Hoods Bay registration is no quicker or slower than anywhere else in the country. Rather than based on location, timeframes can vary according to who lodges the application, whether it is in order and if the Land registry communicate with any third persons or bodies. As of today approximately 80% of submission are fully dealt with within two weeks but occasionally there can be longer delays. Registration occurs after the purchaser is living at the premises therefore post completion formalities is not typically primary concern yet where it is urgent that the the registration takes place urgently then you or your conveyancer could contact the land registry and explain the circumstances.

Due to the input of my in-laws I had a survey completed on a house in Robin Hoods Bay before instructing solicitors. I have been informed that there is a flying freehold element to the property. The surveyor has said that some banks may not give a loan on such a property.

It depends who your proposed lender is. HSBC has different instructions for example to Halifax. Should you wish to telephone us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Robin Hoods Bay. Conveyancing will be smoother if you use a solicitor in Robin Hoods Bay especially if they are accustomed to such properties in Robin Hoods Bay.

I have been sourcing a conveyancing practitioner in Robin Hoods Bay for my house move. Is it possible to review a firm’s complaints history with the profession’s regulator?

One may read published Solicitor Regulator Association (SRA) determinations arising from inquisitions from 2008 onwards. Go to Check a solicitor's record. For records Pre 2008, or to check a firm's history, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, call +44 (0)121 329 6800. The regulator may recorded telephone calls for training requirements.

I am employed by a reputable estate agency in Robin Hoods Bay where we see a few flat sales put at risk due to leases having less than 80 years remaining. I have been given conflicting advice from local Robin Hoods Bay conveyancing firms. Can you shed some light as to whether the owner of a flat can initiate the lease extension process for the buyer?

As long as the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to start the lease extension process and assign the benefit of the notice to the purchaser. This means that the buyer need not have to wait 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment has to be done prior to, or at the same time as completion of the sale.

An alternative approach is to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.

Robin Hoods Bay Leasehold Conveyancing - Sample of Questions you should consider Prior to Purchasing

In the main the cost for major works are not included within service charges, albeit that there some managing agents in Robin Hoods Bay obliged leaseholders to contribute towards a sinking fund created for the specific purpose of establishing a fund for major repairs or maintenance. Are any of leasehold owners in arrears of their service charge liability? Many Robin Hoods Bay leasehold flats will have a service charge for maintenance of the block set by the freeholder. Should you acquire the flat you will have to pay this amount, usually quarterly accross the year. This can vary from two or three hundred pounds to thousands of pounds for blocks with lifts and large common areas. There will also be a ground rent to be met yearly, ordinarily this is not a exorbitant sum, say about £50-£100 but you should to enquire as sometimes it can be surprisingly expensive.