I require conveyancing for an apartment in a relatively new development (five years old) in Rutland. Almost all the appartments are already disposed of. Do I need carry out the conveyancing searches for my conveyancing in Rutland?
You are opening yourself up to an unnecessary risk in failing carrying out Rutland conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying mortgage free there is no legal requirement to have them, but we would seriously advise in the strongest possible terms that you have them. If time pressures and expenses are top of your concerns you should consider with your solicitor about the options such as contingency insurance available to you
I have justdiscovered that Arc property Solicitors have been shut down. They carried out my conveyancing in Rutland for a purchase of a leasehold flat 12 months ago. How can I be sure that my home is registered correctly in the name of the previous owner?
The quickest method to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Rutland conveyancing specialists.
I opted to have a survey done on a house in Rutland prior to retaining solicitors. I have been informed that there is a flying freehold overhang to the property. The surveyor advised that some mortgage companies will refuse to give a loan on this type of premises.
It varies from the lender to lender. HSBC has different instructions for example to Birmingham Midshires. Should you wish to call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Rutland. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Rutland to see if the conveyancing will be more expensive.