We were just about to exchange contracts for a semi detached house in Rutland. We have hit a problem. Our mortgage offer with Nottingham Building Society runs out on 27/3/2026 but the sellers are putting forward a completion date of 31/3/2026. Can one extend the loan expiry date?
The person best placed to address this question is your conveyancer who will determine if he or she is should be discussing with the lender, owner’s solicitors, estate agents or conceivably all parties given the history of your house move to date.
If you had a top tip for choosing a conveyancing solicitor in Rutland what would it be?
It would be unwise to be tempted by the cheapest Rutland conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
I am aiming to move property in March. Does my conveyancing solicitor call the removal company on the day of completion. On a separate note, can you recommend a removal company in Rutland. Conveyancing firm was chosen prior to coming across your site.
On the afternoon of completion you can pick up the keys from the estate agent however this should only take place after the previous owners lawyers advise the agent that they have the completion monies and the keys can be handed over. Subsequently you should inform the removal company that they can start moving you in. As a matter of policy we do not recommend a particular removal company but can assist you in choosing a residential property solicitor in Rutland or a legal practice that specialises in conveyancing in Rutland.
The formalities of my purchase has taken place for my property in Rutland. Conveyancing was of an acceptable standard but I would like to complain about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
Should commercial conveyancing searches reveal planned roadworks that could affect a commercial property in Rutland?
Many commercial conveyancing solicitors in Rutland will order a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in researching accurate data on highways that impact buildings and development assets in Rutland. The search result provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Rutland.
For every commercial conveyancing transaction in Rutland it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately can cause delays to Rutland commercial conveyancing deals as well as pose a risk to future intentions for the site. These searches are not conducted for domestic conveyancing in Rutland.
I have recentlyfound out that Arc property Solicitors have closed. They conducted my conveyancing in Rutland for a purchase of a freehold house 9 months ago. How can I check that my home is in my name in the name of the previous owner?
The quickest way to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Rutland conveyancing specialists.
I decided to have a survey completed on a property in Rutland ahead of retaining conveyancers. I have been informed that there is a flying freehold element to the house. Our surveyor has said that some mortgage companies will not give a mortgage on such a property.
It varies from the lender to lender. HSBC has different requirements for example to Birmingham Midshires. If you e-mail us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Rutland. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Rutland to see if the conveyancing will be more expensive.