My partner and I are intent on buying a maisonette in Saltburn By The Sea. My lawyer has never been on on the lender solicitor list. Am I still permitted to appoint my Saltburn By The Sea conveyancing solicitor notwithstanding that they are not on the lender panel of approved conveyancing solicitors?
You must have a lawyer to complete the legal work required if you require a loan to buy your property. The conveyancer will conduct all the necessary due diligence on the property, ensuring that you will be registered as proprietor and ensure that all the required mortgage paperwork is in order. You could select a Saltburn By The Sea conveyancing practitioner of your choosing. However, if the conveyancer appointed is not a member of the mortgage company approved list additional costs will arise as separate legal representation will be required by them. Bank panel applications can be submitted, so where your conveyancer has not in the past applied for membership they should do so.
I am about to put a bid on a leasehold flat in Saltburn By The Sea. The selling agents tell me that it is usual for flats in Saltburn By The Sea to have less than 75 years remaining. I am expecting a loan with Accord Mortgages. Will the property be mortgageable given that the lease has 69 years to go.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 26/11/2025 the requirements read as follows :
It has been 3 months since my purchase conveyancing in Saltburn By The Sea concluded. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Due to the encouragement of my in-laws I had a survey completed on a property in Saltburn By The Sea prior to instructing conveyancers. I have been informed that there is a flying freehold element to the house. My surveyor has said that some banks may refuse to issue a loan on such a premises.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Halifax. If you call us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Saltburn By The Sea. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Saltburn By The Sea to see if the conveyancing costs will increase in light of this.
How easy is it to switch firm as I have to instruct a firm on the Nationwide Building Society conveyancing list. I was using a local conveyancing solicitor in Saltburn By The Sea five minutes from me but he is not accepted by Nationwide Building Society
It would be our pleasure to assist you select a conveyancing solicitor in Saltburn By The Sea on the Nationwide Building Society panel. Please note that the solicitors that we on the directory do not pay us a referral fee if you instruct them and are registered with the Solicitors Regulation Authority who regulate all conveyancing solicitors in Saltburn By The Sea. In utilising search facility on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Saltburn By The Sea.