My best friend’s sister is a conveyancer. I am hopeful that I will be offered mate’s pricing for conveyancing, but if not, what kind of costs would I typically be looking at for conveyancing in Sevenoaks?
You should compare pricing. Do use our search tool on this site. The estimates may be different but the service one can expect differ between solicitors as is true with the vast majority of professional services.
We are planning to move property in December. Should my conveyancing solicitor call the removal company on the day of completion. As an aside, can you recommend a removal company in Sevenoaks. Conveyancing lawyer was chosen prior to coming across this page.
On the afternoon of completion you can collect the keys from the estate agent however this can only happen once the sellers lawyers confirm to the agent that they acknowledge receipt of the completion payment and the keys can be collected. Subsequently you should advise the removal company that you are ready to move in. We do not recommend a particular removal company but can assist you in locating a conveyancing in Sevenoaks or a legal practice with expertise in conveyancing in Sevenoaks.
It is unclear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Sevenoaks bank branch on a couple of occasions and was told it does not affect the mortgage offer and they will lend. My Sevenoaks conveyancing solicitor - who is on the mortgage company conveyancing panel- called to say that they would not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. I simply don't know who is right.
As long as the solicitor is on the bank approved list, she or he must comply with the Council of Mortgage Lenders’ Handbook provisions for the lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
After shopping around on the internet I have found a Sevenoaks conveyancer having made sure that they are on the UBS conveyancing panel. Does my lawyer arrange the survey of the property?
UBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually UBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Sevenoaks postcode. As you are getting a mortgage with UBS, you could contact them to see if they have a list of approved surveyors in Sevenoaks.
What does a local search reveal concerning the house I am buying in Sevenoaks?
Sevenoaks conveyancing often starts with the ordering local authority searches directly from your local Authority or via a personal search company such as Onsearch The local search is essential in every Sevenoaks conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your new home. The search will reveal information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.
I am buying a new build house in Sevenoaks with a mortgage from Bank of Ireland. The builders refused to move on the amount so I negotiated 6k of extras instead. The house builders rep told me not disclose to my lawyer about this side-deal as it may jeopardize my mortgage with Bank of Ireland. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am selling my house. My past solicitors have shut. It would be helpful to have a recommendation of a conveyancing firm. Im based in Sevenoaks if that affects matters.
You should use our search tool to help you find a solicitor for your conveyancing in Sevenoaks. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.