Much to our surprise we have been informed by our financial adviser that my Shildon solicitor is not on the lender Solicitor panel. How can I be certain if this is indeed the case?
The first thing you need to do is to call your Shildon lawyer directly. It is reasonable to expect your lawyer to inform you of the situation. If they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your mortgage company.
We're in Shildon, First time buyers buying with a mortgage (lender is Virgin Money , and our solicitor is on the Virgin Money conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Virgin Money conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
Various online forums that I have come across warn that are the primary cause of stalling in Shildon house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) has noted the conclusions of research by MoveWithUs that conveyancing searches do not feature within the most frequent causes of hindrances during the legal transfer of property. Local searches are unlikely to be the root cause of delay in conveyancing in Shildon.
I have justbeen informed that Wolstenholmes have been shut down. They conducted my conveyancing in Shildon for a purchase of a leasehold apartment 18 months ago. How can I establish that my home is registered correctly in the name of the previous owner?
The quickest way to check if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Shildon conveyancing specialists.
We're FTB’s - had an offer accepted, but the selling agent has warned us that the owners will only go ahead if we appoint their recommended solicitors as they want a ‘quick sale’. We would rather use a high street conveyancer who is familiar with conveyancing in Shildon
It is improbable the vendors are behind this. If they want ‘a quick sale', turning down a motivated purchaser is not the way to achieve this. Contact the sellers directly and explain that (a)you are serious buyers (b)you are excited to move forward, with finances arranged © you are chain free (d) you intend to proceed fast (e)however you will continue to appoint your preferred Shildon conveyancing lawyers - not the ones that will earn the negotiator at the agency a commission or hit his conveyancing targets set by head office.