We are a couple about to sign contracts for a semi detached house in South Brent. We encountered a problem. Our mortgage offer with Accord Mortgages Ltd runs out on 30/3/2026 but the sellers are suggesting a completion date of 1/4/2026. Can one prolong the loan offer?

The person best placed to deal with your question is your lawyer who will hopefully determine whether they corresponding with the mortgage broker, vendor’s solicitors, property agents or possibly all three taking into account what has gone on in your conveyancing as of today.

My bid for a property was accepted at auction in South Brent. Conveyancing is necessary. What are my next steps?

Now that you have legally bound yourself to purchase you must hire the services of a conveyancing solicitor as a matter of urgency as you now have a tight deadline in which to complete the property. All auction property should have a bespoke legal set of papers. This should include the copy title deeds, local authority and drainage searches. In the case of leasehold property the legal pack may contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork pertinent to a leasehold property. You must hand this to the conveyancer working for you as soon as possible. You also need to ensure that you have funds in place to complete the transaction on the set completion date.

We had instructed solicitors based in South Brent on the Clydesdale solicitor approved list. They have just invoiced me a supplemental fee for the legal aspects of the Clydesdale mortgage. Is this an additional conveyancing fee set by Clydesdale?

Provided it is contained in their Terms and Conditions or estimate then yes your conveyancing practitioner is entitled to charge a fee for this. The fee is not set by Clydesdale but by your South Brent conveyancing practitioner. Plenty of firms on the Clydesdale panel will charge ’dealing with mortgage’ fee and others do not.

My offer was accepted on an apartment in South Brent on 8/12/2025, valuation was booked five days after, all came back fine. Solicitor instructed, so all that was missing was my mortgage offer. Having made daily calls to Barclays and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Barclays conveyancing panel. Can the lender hold off the offer?

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Barclays to deal with your lawyer's application to be on the Barclays conveyancing panel. There's no guarantee that your solicitor will be accepted.

It has been 2 months following my purchase conveyancing in South Brent completed. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Over the last few months I have been searching for a leasehold apartment up to £245,000 and found one near me in South Brent I like with a park and transport links nearby, however it only has 61 years unexpired on the lease. There is not much else in South Brent for this price, so just wondered if I would be making a grave error buying a short lease?

Should you require a mortgage the remaining unexpired lease term will be problematic. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the premises for at least 2 years you can ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this.

I see that you have a post code search directory listing law firms on the mortgage company conveyancing panel. Do South Brent conveyancing firms pay you a commission if I retain them for my own conveyancing?

We are a listing service only for law firms wishing to communicate if they are on the lender conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in South Brent.