Our son-in-law is in the process of securing a house that has just been built in South Cave with a home loan from Yorkshire BS. His lawyer has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?

The form is intended to provide information to the main parties involved in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Yorkshire BS conveyancing panel as a standard part of the process, and to the surveyor when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Yorkshire BS conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

What will a local search inform me concerning the house we're buying in South Cave?

South Cave conveyancing often commences with the applying for local authority searches directly from your local Authority or through a personal search organisations for instance Onsearch The local search plays a central part in many a South Cave conveyancing purchase; that is if you don’t want any unpleasant surprises after you move into your property. The search should reveal information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject sections.

I am looking for a flat up to £305k and found one round the corner in South Cave I like with a park and transport links in the vicinity, the downside is that it only has 52 remaining years left on the lease. I can't really find anything else in South Cave for this price, so just wondered if I would be making a mistake acquiring a short lease?

Should you require a home loan the remaining unexpired lease term will be a potential deal breaker. Discount the offer by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the premises for at least 2 years you may request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor about this matter.

I need to retain a conveyancing solicitor for purchase conveyancing in South Cave. I've land on a web site which seems to have the perfect solution If it is possible to get all this stuff completed via phone that would be preferable. Do I need to be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Are there any specific advantages to using a high street conveyancer in South Cave

Home movers in South Cave decide on using a local conveyancing practitioner so that they can visit if they have problems, and to execute documents rather than relying on the Royal Mail.

There is a marginal benefit when selecting a conveyancing practitioner local to the property you are buying, due to the familiarity of the area and possible local concerns - but this is moot. Most conveyancers are now online and could be almost anywhere.