I'm in the process of porting my domestic loan to a BTL Halifax mortgage. I have been informed by my broker that I require a conveyancer for this. I had a chat the same South Ockendon conveyancing practitioner who dealt with the legals when I originally bought the property. The quote they've given of £450 plus VAT has taken me by surprise as I am not require purchase conveyancing - it’s just a bog-standard refinance.

The estimate does seem a tad overpriced. If you shop around you might get the conveyancing a bit cheaper by perhaps £100 plus VAT. That being said, if you were pleased with the assistance the firm offered you mightcome to regret choosing an an untested conveyancer. If is important to enquire the conveyancer can represent Halifax. You can make use of our search tool to find a South Ockendon conveyancing firm on the Halifax approved list of lawyers, which can often include conveyancing solicitors in South Ockendon.

I am selling my home in South Ockendon. Will the lawyer have to be required to be on the Bank of Ireland conveyancing panel in order to deal with paying off my mortgage?

Ordinarily, even if your lawyer is not on the Bank of Ireland conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently in recent years.

Have purchased a a detached house in South Ockendon , how long will it take for the Land Registry to deal with the formalities evidencing the transfer to my name? My South Ockendon conveyancing solicitor works at snail pace, so I want to be certain the land registry aspects are dealt with.

As far as conveyancing in South Ockendon is concerned, registration is no quicker or slower than the rest of the country. As opposed to being determined by geographic area, timescales can adjust depending on the party submitting the application, whether it is in order and if the Land registry communicate with any third persons or bodies. Currently in the region of three quarters of submission are fully dealt with in less than three weeks but some can be subject to longer hold-ups. Historically registration takes place after the buyer has moved in to the property thus post completion formalities is not usually primary concern but where it is urgent that the the registration takes place urgently then you or your solicitor should communicate with the Registry to express the reasoning for the application to be prioritised.

Yesterday I discovered that there is a flying freehold issue on a property I put an offer in a fortnight ago in what should have been a simple, chain free conveyancing. South Ockendon is where the house is located. What do you suggest?

Flying freeholds in South Ockendon are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in South Ockendon you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in South Ockendon may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I today plan to offer on a house that appears to tick a lot of boxes, at a reasonable price which is making it all the more appealing. I have since discovered that the title is leasehold as opposed to freehold. I would have thought that there are issues purchasing a house with a leasehold title in South Ockendon. Conveyancing lawyers have are about to be appointed. Will they explain the issues?

The majority of houses in South Ockendon are freehold rather than leasehold. This is one of the situations where having a local solicitor who is familiar with the area who can assist with the conveyancing process. it is apparent that you are purchasing in South Ockendon in which case you should be looking for a South Ockendon conveyancing solicitor and check that they have experience in transacting on leasehold houses. As a matter of priority you will need to check the number of years remaining. Being a tenant you will not be entirely free to do whatever you want to the property. The lease comes with conditions such as requiring the freeholder’spermission to carry out changes to the property. It may be necessary to pay a service charge towards the maintenance of the estate where the property is located on an estate. Your solicitor should report to you on the legal implications.

I have had difficulty in trying to purchase the freehold in South Ockendon. Can this matter be resolved via the Leasehold Valuation Tribunal?

Most certainly. We are happy to put you in touch with a South Ockendon conveyancing firm who can help.

An example of a Lease Extension matter before the tribunal for a South Ockendon property is 37 Lodge Court High Street in November 2013. the decision of the LVT was that the premium to be paid for the new lease was £25,559 This case was in relation to 1 flat. The unexpired lease term was 57.5 years.