We are buying a property and require a conveyancing solicitor in St Columb who is on the Barclays conveyancing panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Barclays . We don't recommend any particular firms conducting conveyancing in St Columb.
I have been told that property searches are the primary reason for hinderance in St Columb conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) published findings of research by MoveWithUs that conveyancing searches do not feature within the top 10 causes of hindrances in the conveyancing process. Local searches are not likely to feature in any holding up conveyancing in St Columb.
How does conveyancing in St Columb differ for newly converted properties?
Most buyers of new build property in St Columb approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the premises is built. This is because house builders in St Columb tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in St Columb or who has acted in the same development.
Due to the encouragement of my in-laws I had a survey completed on a house in St Columb ahead of appointing lawyers. I have been advised that there is a flying freehold aspect to the house. The surveyor advised that some lenders may not give a mortgage on such a house.
It depends who your proposed lender is. Lloyds has different requirements from Nationwide. If you call us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in St Columb. Conveyancing may be slightly more expensive based on your lender's requirements.
My husband and I are new to the buying process - agreed a price, yet the estate agent advised that the vendor will only move forward if we use the agent's preferred lawyers as they need an ‘expedited deal’. We would rather use a high street solicitor accustomed to conveyancing in St Columb
We suspect that the owner is unaware of this request. If they desire ‘a quick sale', taking such a hostile approach to a serious buyer is likely to cause more damage than good. Speak to the owners direct and make sure they comprehend that (a)you are serious buyers (b)you are ready to go, with mortgage lined up © you do not need to sell (d) you wish to move quickly (e)however you will continue to instruct your preferred St Columb conveyancing firm - rather thanthose that will earn the estate agent a commission or achieve conveyancing thresholds pre-set by corporate headquarters.