I am getting a mortgage offer from Santander. I intend to enlist the help of a Licensed Conveyancer in Swavesey. Does the Santander Solicitor panel allow for Licensed Conveyancers?
The Santander conveyancing panel is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Would the conveyancing practitioners that you recommend perform right to buy conveyancing in Swavesey?
We work with numerous conveyancing conveyancers carrying out right to buy conveyancing matters Do call the solicitors listed in order to get a conveyancing quote.
We expect to receive a OIP from Co-operative this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Co-operative recommend any Swavesey solicitors on the Co-operative conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Swavesey solicitors independently although you'll need to choose one on the Co-operative conveyancing panel. The solicitor represents both you and Co-operative through the process.
The formalities of my purchase has taken place for my property in Swavesey. Conveyancing was satisfactory but I would like to complain about the lender. How do I make a complaint?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I have finally had an offer on a maisonette in Swavesey agreed to, but there is a chain. The vendors have put an offer on somewhere, but it’s not yet tied up, and have viewings of other apartments in the pipeline. I have selected a local conveyancing solicitor in Swavesey. What should be my next step? When do I get the mortgage application with Coventry BS started?
It is usual to have apprehensions where there is a chain as you are unlikely to want to incur expenses prematurely (mortgage application is in the region of one thousand pounds, then survey, Swavesey conveyancing search charges, etc). First, you must ensure that your lawyer is on the Coventry BS conveyancing panel. Regarding the next steps this very much dictated by the circumstances of your case, desire for the property and on the state of the market. In a buoyant market many purchasers would apply for the mortgage with Coventry BS and arrange for the valuation and only if it was satisfactory would they request their solicitor to press on with the conveyancing in Swavesey.
My father-in-law has suggested that I instruct his lawyers for conveyancing in Swavesey. Should I use them?
Much as we are happy to recommend a Swavesey conveyancing lawyer it’s preferable to select a conveyancing lawyer is to get referrals from friends or relatives who have actually experience in using the solicitor that you are are thinking of instructing.
I have recently placed an offer on a leasehold flat in Swavesey and the estate agent that we are using suggested his property lawyer. She quoted £800 including VAT and disbursements. Does this sound steep?
Don't just go on one quote. You should obtain like-for-like quotes for your conveyancing in Swavesey. Then select one that you are comfortable with and just as important, is on the approved panel of the bank that you have applied for a mortgage from.