i am purchasing my first flat in Swavesey benefiting from help to buy. The developers would not reduce the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The sale representative advised me not inform my solicitor about the deal as it may put at risk my loan with . Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking for a ground for flat up to £305k and identified one close by in Swavesey I like with open areas and station in the vicinity, however it's only got 51 years on the lease. There is not much else in Swavesey suitable, so just wondered if I would be making a mistake buying a short lease?

Should you need a home loan that many years may be an issue. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the property for at least 2 years you may request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer regarding this matter.

I am a sole trader wishing to lease a unit on a shopping parade. Can you recommend lawyers offering no-move-no costs for non-domestic conveyancing in Swavesey for less than 1500k?

We can recommend firms who have an in-depth of experience of commercial conveyancing in Swavesey, including the sale and acquisition of businesses as well as simply property. If you are looking to purchase or lease a shop, pub, restaurant, office, retail unit or a whole business we can put you in touch with the right firm. Regarding the charges these will vary based on the structure and nuances of the deal. Let us have your details or call us so that we may provide you with a detailed commercial conveyancing quote.