I am considering applying for a Clydesdale mortgage for purchase of a new build (under development) in Thames Ditton with 70% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Clydesdale ?
In theory, you could use a solicitor that is not on the Clydesdale conveyancing panel, but Clydesdale would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
I need some fast conveyancing in Thames Ditton as I am faced with a deadline to complete within 3 weeks. Fortunately I do not need a mortgage. Can I escape the need for conveyancing searches to save fees and time?
As you are are a mortgage free buyer you are at liberty not to have searches carried out although no conveyancer would recommend that you don't. Drawing on our experience of conveyancing in Thames Ditton the following are instances of issues that can be revealed and therefore impact future mortgageability: Refused Planning Applications, Overdue Charges, Outstanding Grants, Road Schemes,...
I used Arc property Solicitors a few years past for my conveyancing in Thames Ditton. Now, I need the documents however the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Thames Ditton of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Over the last few months I have been searching for a ground for flat up to £235,500 and identified one round the corner in Thames Ditton I like with amenity areas and station in the vicinity, however it only has 61 years on the lease. There is not much else in Thames Ditton suitable, so just wondered if I would be making a mistake buying a short lease?
If you need a home loan the shortness of the lease will be a potential deal breaker. Discount the offer by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for a minimum of 2 years you can request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this.
What makes your site different to alternative online quote calculators for conveyancing in Thames Ditton?
At this site secure an accurate costs illustration via a Solicitor or Licensed Conveyancer that appreciates the nuances of your conveyancing in Thames Ditton. As opposed to estate agents and many comparison sites we do not have kick-back deals with solicitors. Many agents and online brokers 'recommend' the firm that pays the highest kickback, rather than the best value conveyancing in Thames Ditton