We see that you have a post code search directory identifying solicitors on the Skipton conveyancing panel. Do firms pay you a referral fee if I instruct them for our own conveyancing in Thorne?

We are a listing service only for law firms wishing to communicate if they are on the Skipton conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Thorne.

I am looking to buy a house and require a conveyancing solicitor in Thorne who is on the Yorkshire Building Society approved. Could you point me in the right direction as regards a firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Yorkshire Building Society in certain locations such as Thorne. We dont recommend any particular firm.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Thorne. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Thorne

Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Forfeiture - bankruptcy or liquidation must not apply under this provision. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please confirm the Lease plans are architect prepared.

I've recently bought a leasehold house in Thorne. Do I have any liability for service charges for periods before completion of my purchase?

Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Thorne Conveyancing for Leasehold Flats - Sample of Queries Prior to Purchasing

The prefered form of lease structure is a share of the freehold. In this arrangement the tenants have being in charge if their destiny and even though a managing agent is often employed where it is bigger than a house conversion, the managing agent acts for the leaseholders themselves. Who is in charge of the building? Does this lease have in excess of 80 years unexpired?

We are planning to purchase a three room maisonettein Thorne with a residential mortgage from a mortgage company. We like our solicitor in Thorne yet our mortgage company advise she’s not listed on their "panel". Apparently we need to choose from the our mortgage company panel solicitors or stay with our Thorne conveyancer and pay for one of their panel ones to represent our mortgage company. This seems very unfair; Can we not simply insist that our bank use our Thorne lawyer?

No, not really. The mortgage company home loan offered to you is subject to its terms and conditions, one of which will be that solicitors will on the lender's conveyancing panel. Until recently, most banks had open panels, including almost all conveyancing solicitors in Thorne : a mortgagee could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for your lender.