I was notified yesterday by my estate agent that my Tooting Bec solicitor is not on the mortgage company Solicitor panel. How can I check?

The first thing you need to do is to contact your Tooting Bec conveyancer. You lawyer should inform you of the situation. Where they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your mortgage company.

What does my ID and proof of funds have anything to do with my conveyancing in Tooting Bec? Why is this being asked of me?

It is indeed that case that the requirement set out by your lawyer has nothing to do with conveyancing in Tooting Bec. However these days you can not proceed with any conveyancing deal in the absence supplying evidence of your identity. This usually takes the form of a either your passport or driving licence as well as a bank statement. Remember if you are providing your driving licence as proof of identification it must be both the paper element and photo card part, one is not acceptable without the other.

Evidence of the source of monies is mandated in accordance with the Money Laundering Regulations. Please do not be offended when when this is requested of you as your lawyer will need to have this information on file. Your Tooting Bec conveyancing lawyer will need to see evidence of proof of funds before they are able to accept any money from you into their client account and they will also ask further queries regarding the origin of monies.

My husband and I are hoping to buy a 3 bedroom apartment in Tooting Bec with a homeloan from Leeds Building Society.We use our Tooting Bec conveyancing practitioner but Leeds Building Society informed us she’s not listed on their approved list of firms. It seems we have no choice but to instruct a Leeds Building Society panel solicitor or keep our high street solicitor and fork out for one of their panel ones to act for them. This seems very unfair; Can we not simply insist that Leeds Building Society use our lawyer?

Unfortunately,no. The home loan issued to you contains various provisions, a common one being that conveyancers must be on the Leeds Building Society solicitor panel. Until recently, most mortgage companies had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Leeds Building Society

I have todaybecome aware that Stirling Law have closed. They carried out my conveyancing in Tooting Bec for a purchase of a leasehold flat 12 months ago. How can I be sure that the property is not still registered in the name of the previous owner?

The easiest method to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Tooting Bec conveyancing specialists.

About to purchase a new build flat in Tooting Bec. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Tooting Bec

If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. There must be mutual enforceability of lessee’s covenants. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?