Completed the sale of my flat in Tywyn last September but the buyer keeps texting daily complaining that her conveyancer needs to hear from myconveyancer. What should my lawyer have done following completion?

Following your sale your lawyer should forward the transfer deeds and all of the paperwork to the buyer’s conveyancer. Depending on the transaction, your lawyer should also evidence that the home loan has been redeemed to the buyers lawyers. There is unlikely to be post completion tasks specific conveyancing in Tywyn.

I can not fathom if my bank requires a lease extension. I have called my Tywyn building society branch on various occasions and was told they are content with the situation and they would lend. My Tywyn conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they refuse to lend based on their published requirements. I simply don't know who is right.

The conveyancing practitioner has to comply with the CML Handbook section two requirements for your lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.

My offer was accepted on a house in Tywyn on 21/11/2025, valuation was booked five days later, received a clean bill of health. Conveyancer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to HSBC and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the HSBC conveyancing panel. Can the lender hold off the offer?

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for HSBC to deal with your lawyer's application to be on the HSBC conveyancing panel. There's no guarantee that your solicitor will be accepted.

HSBC have agreed my home loan in principle, my bid on a flat in Tywyn has been accepted, what are the next steps?

The property agent will need to be informed of your solicitor's details (make sure the solicitors are on the lender’s approved list). Call up HSBC or the broker and finish off any outstanding paperwork. HSBC will instruct a valuer who will get in touch with the selling agent or seller to book an appointment. Once conducted (assuming no problems) it takes about ten days for the mortgage offer to be issued. HSBC will send the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Tywyn.

I am buying a new build flat in Tywyn. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Tywyn

Forfeiture - bankruptcy or liquidation must not apply under this provision. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please supply a car parking plan.

Is there anything unique about your site and other internet conveyancing brokers when it comes to conveyancing in Tywyn?

At this site receive an accurate quote via a Solicitor or Licensed Conveyancer that appreciates the issues for your conveyancing in Tywyn. As opposed to estate agents and brokerage sites we are not in the business of charging firms a commission if you instruct them for your conveyancing in Tywyn

I am on look out for some leasehold conveyancing in Tywyn. Before diving in I require certainty as to the unexpired term of the lease.

Assuming the lease is recorded at the land registry - and most are in Tywyn - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Tywyn Leasehold Conveyancing - A selection of Questions you should ask Prior to buying

Plenty Tywyn leasehold flats will have a service bill for the upkeep of the building invoiced by the landlord. Where you buy the apartment you will have to pay this amount, usually periodically throughout the year. This can differ from two or three hundred pounds to thousands of pounds for large purpose-built blocks. There will also be a ground rent to be met yearly, this is usually not a significant figure, say around £50-£100 but you need to enquire as sometimes it could be prohibitively expensive. Is anyone aware of any major works in the near future that will likely add a premium to the service charges? What is the yearly service fee and ground rent?