My wife and I are purchasing a flat in Underwood. I might seem paranoid but how we can trust a lawyer? On the day of competition we have to send money into their account. What is the protection we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I am assisting my niece sell her flat in Underwood. Will the solicitor arrange an energy performance certificate or do I organise this?

Following the demise of Home Information Packs, energy assessments became a required component of selling a property. An energy performance certificate should be to hand prior to the property being marketed. It is not something that conveyancers ordinarily organise. Where you are using a Underwood conveyancing lawyer they might be able to arrange EPC’s due to their relationships with reputable Underwood assessors

Have just purchased a repossessed house at auction in Underwood. Conveyancing is required. What is next?

Now that you have exchanged you now have to appoint a conveyancing practitioner as a matter of priority as you are facing a tight a drop dead date to complete the transaction. An auction property will have a corresponding auction pack. This will likely include the copy title deeds, local authority and drainage searches. If you have purchased leasehold premises the auction papers may provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork relating to leasehold premises. You need to pass this on to your appointed conveyancing solicitor at the earliest opportunity. You also need to ensure that your finances are in order to complete on the on the contractual date .

Just had an offer accepted on a new build flat in Underwood. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Underwood

Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Please supply a car parking plan. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.

I'm converting the mortgage on my existing house to a BTL loan with Britannia and intend to use the remaining equity towards another house. The location we are talking about is Underwood. Will your lawyers be able to act for both sets of banks and link together the transactions?

Do use our comparison tool on this page to be sure that the solicitors are approved by both mortgage companies. Having checked that they are the lawyer will be able to connect the two deals but you should have a chat with you conveyancer and communicate your desired outcome and needs.

I am 17 days into a leasehold purchase having been directed to solicitors by the selling agent to carry out the conveyancing in Underwood. I am am extremely dissatisfied with the quality of service. Can you help me find new lawyers?

A conveyancer would need to be really bad in order to consider changing them. Has your mortgage offer been sent? If so you must make them aware of the replacement solicitor and get the offer are issued to the new lawyers. Your new solicitor ideally needs to be on the lenders approved list to avoid supplemental expenses and frustration. So that should be your starting point. The find a solicitor tool can help you find a bank approved lawyer for your conveyancing in Underwood

We had our mortgage agreed in principle on Monday with our bank. We have retained a local conveyancer in Underwood yesterday. A couple of hours ago, our mortgage adviser called to say that the lender said that we cannot use our solicitor as they aren't on their panel. As FTB's, we had no idea that the bank had some control over our choice Is this permitted?

You can actually use any property lawyer you wish to select including the said conveyancer in Underwood but if they are not on the your bank's approved list you will have to incur an extra fee so the mortgage company can appoint their own conveyancer too. On occasion it is conceivable that your solicitor may apply to get added to the mortgage company list of approved firms. You can use internet tools such as lenderpanel.com to find a conveyancing solcitor in Underwood on the bank panel. You can go into your local lender branch in Underwood. They can recommend conveyancing solicitors in Underwood on the approved list.