My partner and I are acquiring a brand new flat in Walham Green and my conveyancer is advising me that she is duty bound to the bank to reveal incentives from the developer. I am on a tight deadline to exchange contracts and I don't want to delay deal. is my lawyer playing by the book?

You should not exchange unless you have been advised to do so by your property lawyer. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

As someone unfamiliar with conveyancing in Walham Green what is your top tip you can give me for the legal transfer of property in Walham Green

Not many law firms shout this from the rooftops but conveyancing in Walham Green and elsewhere in West London is often a confrontational experience. Put another way, when it comes to conveyancing there exists plenty of opportunity for conflict between you and other parties involved in the ownership transfer. For instance, the vendor, estate agent and on occasion your lender. Choosing a law firm for your conveyancing in Walham Green an important selection as your conveyancer is your adviser, and is the SOLE party in the process whose responsibility is to act in your legal interests and to keep you safe.

We are witnessing a definite creep in the "blame" culture- someone must be at fault for the process taking so long. We recommend that you your first instinct should be to trust your conveyancer ahead of the other parties in the home moving process.

I am buying my first flat in Walham Green with a loan from Barnsley Building Society. The sellers refused to budge the price so I negotiated £7000 of fixtures and fittings instead. The property agent advised me not inform my lawyer about this deal as it may impact my mortgage with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How simple is it to use your search tool to find a conveyancing lawyer in Walham Green on the panel for my bank?

Step one is to pick a lender such as Santander, Coventry Building Society or Barclays Direct then specify your preferred area for instance Walham Green. Conveyancing firms in Walham Green and beyond will then be listed.

I have been recommended a conveyancing solicitor in Walham Green. I I would like to check if they are listed on the bank's approved list of lawyers. Could you assist?

It’s a good idea contact your lawyer to enquire if they are on the bank's approved list. Alternatively please call us and we can investigate and revert. If they are not on the bank panel we we can help find a quality conveyancing solicitor in Walham Green on the panel for your lender.