I was recommended to a solicitor who has sent a quote for just over a thousand pound for fixed fee conveyancing in Welwyn Garden City. I’m looking to sell a Victorian house for £225,000. Are these estimated fees excessive? Is it in excess of the average fee for conveyancing in Welwyn Garden City?
The quote is slightly on the expensive side. If you shop around you could shave off some of the cost by perhaps £100 plus VAT. That being said, you mightcome to regret choosing an an unknown lawyer. Don't forget to enquire the firm can act for your bank. You can employ our comparison tool to locate a Welwyn Garden City conveyancing company on the lender’s approved list of lawyers which can often include conveyancing solicitors in Welwyn Garden City.
Would the conveyancing lawyers identified via your search tool handle conveyancing in Welwyn Garden City by way of an attended exchange?
There are a few conveyancing experts who can conduct 24hr exchanges. Please contact us to secure a costs illustration and details as to availability.
I am purchasing a property in Welwyn Garden City. An unusual aspect is that the roof has a solar panel. Leeds Building Society have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Leeds Building Society your lawyer must comply with the conveyancing instructions outlined in Section 2 of UK Finance Lenders’ Handbook for Leeds Building Society. The CML Handbook contains minimum requirements for solar panel roof-space leases, and conveyancing practitioners are required to report to Leeds Building Society where a lease fails to meet these requirements. The requirements relate to the installation of panels on properties in England and Wales and is not restricted to Welwyn Garden City.
We were going to get a DIP from Leeds Building Society this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Leeds Building Society recommend any Welwyn Garden City solicitors on the Leeds Building Society conveyancing panel, or is it better to go independently?
You will need to appoint Welwyn Garden City solicitors independently although you'll need to choose one on the Leeds Building Society conveyancing panel. The solicitor represents both you and Leeds Building Society through the process.
At last I have had an offer on a flat in Welwyn Garden City agreed to, the owners do nevertheless have a connected purchase. The vendors have put an offer on a property, but it’s not yet agreed to, and have viewings of other properties booked. I have selected a bricks and mortar conveyancing solicitor in Welwyn Garden City. What should be my next step? At what stage do I apply for the mortgage with Kent Reliance?
It is understandable to have concerns where there is a chain as you are unlikely to want to incur expenses prematurely (mortgage application is in the region of £1k, then valuation, Welwyn Garden City conveyancing search charges, etc). The first course of action is to ensure that your solicitor is on the Kent Reliance conveyancing panel. Concerning the next phase this very much dictated by the circumstances of your transaction, motivation for this property and on the state of the market. During a buoyant market some purchasers will apply for the mortgage with Kent Reliance and arrange for the valuation and only if it comes back ok would they ask their lawyer to move forward with searches.
Various web forums that I have visited warn that are a common cause of stalling in Welwyn Garden City house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) has noted the determinations of a review by MoveWithUs that conveyancing searches do not figure within the top 10 causes of delays in the conveyancing process. Searches are not likely to feature in any slowing down conveyancing in Welwyn Garden City.
I own a 4 bedroom Victorian property in Welwyn Garden City. Conveyancing solicitor represented me and HSBC Bank. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, another for leasehold under the exact same property. I'd like to know for sure, how can I find out??
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Welwyn Garden City and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with your conveyancing solicitor who conducted the purchase.