My wife and I are refinancing our maisonette in West Green with TSB. We have a son 18 who lives at home. Our solicitor has asked us to disclose any adults other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the apartment is repossessed. I have a couple of questions (1) Is this document specific to the TSB conveyancing panel as he did not need to sign this form when we remortgaged 4 years ago (2) Does our son by signing this giving up his entitlement to inherit the property?

On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to TSB. This is solely used to protect TSB if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of TSB had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

I know that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when purchasing a property in West Green? or Apparently there is a law dating back centuries that could mean that homeowners residing in a parish church boundary may be liable to contribute towards repairs towards the chancel in proximity to the church. Is this a legitimate concern for conveyancing in West Green?

Unless a previous acquisition of the property took place after 12 October 2013 you could take it that solicitors delivering conveyancing in West Green to remain recommending a chancel search and or insurance against a claim.

I used Arc property Solicitors several years ago for my conveyancing in West Green. Now, I need the files but cannot find the solicitor. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in West Green of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I have been pointed in your direction by three or four local estate agents in West Green to get a quote from a conveyancer using your seach tool. Is there a financial inducement for Estate Agents to market your lawyers ahead of a competitor’s?

We don’t make any financial incentive for pointing buyers and sellers in our direction. We thought it would be too underhand a fee as home movers will think, ‘How come the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.

Is it true that a West Green conveyancing practice has court proceedings brought against them by a client for not carrying out comprehensive conveyancing searches?

Our attention has not be brought to such a West Green conveyancing matter but it has been reported that, clients buying a house in Cumbria successfully won a claim against their conveyancer due to development plans to build a wind farm failing to be identified in conveyancing searches.

Where you are thinking of buying a home in West Green It is critical that your conveyancing practitioner conduct all West Green conveyancing searches needed making sure that you have relevant and up to date information ahead of buying a home in West Green.