Me and my partner are soon to complete on the purchase of a property in Whitechapel but as a consequence of damage from a small fire at the property I have was able negotiate compensation from the seller in the sum of three thousand pounds in the form of a adjustment in the price. This was going to be dealt with as part of the conveyancing process however RBS are not allowing this. Should they have been approached?

The property lawyer that is on a RBS conveyancing panel is required to disclose to RBS of any changes to the purchase price. If you were to refuse your conveyancer to notify the reduction to RBS then they would have to discontinue acting for you. In addition, RBS and you would have to appoint a new conveyancing practitioner for your conveyancing in Whitechapel.

Finally the sale completed on my house in Whitechapel last July yet the purchaser is telephoning daily complaining that their lawyer is waiting to hear from mine. What should have happened now that I have sold?

Post completion of your disposal your lawyer should send the transfer documentation and all supplemental paperwork to the purchaser's lawyers. Depending on the transaction, your conveyancer should also confirm that the legal charge in favour of the lender has been discharged to the purchasers lawyers. There is unlikely to be post completion tasks peculiar conveyancing in Whitechapel.

I purchased a terraced Victorian house in Whitechapel. Conveyancing practitioner represented me and Nationwide Building Society. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, another for leasehold with the matching property. Is it worth asking Nationwide Building Society to clarify?

You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Whitechapel and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the position with your conveyancing practitioner who carried out the work.

I'm purchasing a new build house in Whitechapel with the aid of help to buy. The builders would not move on the price so I negotiated £7000 of additionals instead. The estate agent advised me not reveal to my conveyancer about this extras as it may impact my loan with The Royal Bank of Scotland. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Planning to sign contracts shortly on a garden flat in Whitechapel. Conveyancing lawyers assured me that they will have a report out to me tomorrow. Are there areas in the report that I should be focusing on?

The report on title for your leasehold conveyancing in Whitechapel should include some of the following:

You should receive a copy of the lease Repair and maintenance of the flat Information concerning the obligations in the lease to to contribute towards maintenance costs - with regard to both the building, and the more general rights a leaseholder has What options are open to you if an adjoining owner breaches a clause of their lease? The physical extent of the premises. This could be the flat itself but might include a loft or cellar if appropriate.

After months of correspondence we simply can't agree with our landlord on how much the lease extension should cost for our flat in Whitechapel. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?

if there is a missing freeholder or if there is disagreement about the premium for a lease extension, under the relevant statutes you can apply to the First-tier Tribunal (Property Chamber) to judgment on the sum to be paid.

An example of a Freehold Enfranchisement case for a Whitechapel property is 1-41 Royal Tower Lodge 40 Cartwright Street in April 2013. the tribunal adding the agreed value of capitalised ground rents and the reversion the price to be paid for the freehold was £1,187,000 This case was in relation to 41 flats. The unexpired lease term was 107 years.