What is the first thing I need to know concerning purchase conveyancing in Whitstable?

Not many law firms shout this from the rooftops but conveyancing in Whitstable and elsewhere in Kent is an adversarial experience. In other words, when it comes to conveyancing there exists lots of room for confrontation between you and other parties involved in the house moving process. For instance, the seller, estate agent and even potentially a bank. Appointing a law firm for your conveyancing in Whitstable is a critical decision as your conveyancer is your adviser, and is the ONLY person in the legal process whose role it is to act in your legal interests and to keep you safe.

Every so often a third party with a vested interest may try and persuade you that it is in your interests to do things their way. For instance, the selling agent may claim to be assisting by suggesting your conveyancer is dragging his heels. Or your mortgage broker may advise you to do something that is contrary to your solicitors guidance. You should always trust your lawyer above all other parties in the home moving process.

Just had an offer accepted on a new build apartment in Whitstable. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below is a sample of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Whitstable

Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please provide evidence that the form of Lease proposed has been approved by the Land Registry. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.

Yesterday I discovered that there is a flying freehold issue on a property I put an offer in two weeks back in what should have been a simple, no chain conveyancing. Whitstable is the location of the property. Can you offer any guidance?

Flying freeholds in Whitstable are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Whitstable you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Whitstable may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

In surfing the web for the phrase cheap conveyancing in Whitstable it reveals many property lawyersin the area. With so much choice what is the best way to find the right property lawyer for me?

The best method of choosing a suitable conveyancer is via personal recommendation, so enquire of friends and relatives who have bought a property in Whitstable or the reputable estate agent or financial adviser. Costs for conveyancing in Whitstable vary, so it's sensible to secure at least four fee estimates from different property lawyers. Dont forget to clarify what costs in the quote includes.

I have today had an offer accepted on a leasehold flat in Whitstable and the broker that we are dealing with suggested his conveyancer. She quoted £800 including VAT and 3rd party costs. Does this sound steep?

Don't just go on one estimate. You should obtain like-for-like quotes for your conveyancing in Whitstable. Then pick one that you trust and just as important, is on the approved panel of the lender that you are sourcing your mortgage from.