Souldappointing a Windmill Hill conveyancing solicitor make the legal transfer of property easier?

Established third party connections is an important consideration when choosing conveyancing lawyers. Windmill Hill law firms benefit from connections with financial advisers and selling, local authorities, surveyors and other law firms meaning the whole process is going to be much more straightforward for you. Hosting a wealth of experience in the local area is an advantage.

I am the registered owner of a freehold residence in Windmill Hill yet pay rent, why is this and what is this?

It is rare for properties in Windmill Hill and has limited impact for conveyancing in Windmill Hill but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the generation of fresh rentcharges from 1977 onwards.

Previous rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 will be extinguished.

My uncle passed away last year and as sole heir and executor I was left the house in Windmill Hill. The house had a small mortgage left on it of around £8000. I want to have the title changed into my name whilst I re-mortgage to UBS, pay off the mortgage. Is this allowed?

Where you plan to refinance then UBS will require that you use a conveyancer on the UBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your UBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the UBS mortgage is registered as a charge at the Land Registry.

We are buying a house and the lawyer has identified Chancel Repair to which the house may be obligated to pay given it’s proximity to the area of such a church. She has recommended insurance. Is this really necessary for conveyancing in Windmill Hill

Unless a previous purchase of the property took place post 12 October 2013 you can take it that lawyers delivering conveyancing in Windmill Hill to remain encouraging a chancel search and or chancel repair liability insurance.

Yesterday I discovered that there is a flying freehold element on a house I put an offer in two weeks back in what should have been a simple, no chain conveyancing. Windmill Hill is the location of the property. Can you shed any light on this issue?

Flying freeholds in Windmill Hill are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Windmill Hill you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Windmill Hill may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.