I am expecting a mortgage with Nat West. I intend to instruct a Licensed Conveyancer in Wragby. Does the Nat West Conveyancing panel allow for Licensed Conveyancers?
The Nat West approved solicitor list is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
We were just about to exchange contracts for a property in Wragby. We have hit a snag. The mortgage offer with Platform Home Loans Ltd runs out on 16/3/2026 but the owners are putting forward a completion date of 18/3/2026. Can one extend the loan expiry date?
The person best placed to address this issue is your conveyancer who will hopefully assess if he or she is corresponding with the lender, owner’s representatives, property agents or possibly all three taking into account the circumstances your conveyancing as of today.
I understand that there are debates on Chancel Insurance on online forums. Am I compelled to have this when purchasing a property in Wragby? or Apparently there is a law dating back centuries that could mean that owners of property residing in a parish church boundary will be compelled to contribute towards maintenance towards the chancel in proximity to the church. Is this appropriate for conveyancing in Wragby?
Unless a prior acquisition of the house took place post 12 October 2013 you could take it that conveyancing practitioners delivering conveyancing in Wragby to remain encouraging a chancel search and or insurance against a claim.
I used Action Conveyancing a few years ago for my conveyancing in Wragby. Now, I need the files but the law firm is no longer operating. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Wragby of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Yesterday I discovered that there is a flying freehold element on a house I have offered on two weeks back in what should have been a straight forward, chain free conveyancing. Wragby is the location of the property. Can you offer any opinion?
Flying freeholds in Wragby are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Wragby you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Wragby may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.