A relative pointed out to me me that in purchasing a property in Baildon there could be a number of restrictions affecting the ability to carry out external changes to the property. Is this right?

We are aware of anumerous of properties in Baildon which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Baildon should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

Are all Baildon Conveyancing Quality Solicitors on the Leeds Building Society conveyancing panel?

It is true that some lenders now use CQS as the starting point for Panel membership such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of conveyancing solicitors.

Is there a list of Santander panel conveyancers in Baildon on the UK Finance Lenders’ Handbook Website?

Unfortunately not yet. There is no such directory service on the Council of Mortgage Lenders or Building Society Association sites. Very few mortgage companies make their panel listings available on the web. Where you are looking for a Baildon conveyancing practitioner on the Santander please use our facility.

I have todaybeen informed that Stirling Law have been shut down. They conducted my conveyancing in Baildon for a purchase of a leasehold flat 12 months ago. How can I establish that my home is not still registered in the name of the former proprietor?

The easiest way to see if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Baildon conveyancing specialists.

I have been on the look out for a flat up to £305k and found one near me in Baildon I like with amenity areas and railway links in the vicinity, however it's only got 51 remaining years left on the lease. I can't really find anything else in Baildon suitable, so just wondered if I would be making a mistake purchasing a short lease?

If you require a home loan that many years will be a potential deal breaker. Reduce the offer by the expected lease extension will cost if not already taken into account. If the existing owner has owned the premises for a minimum of twenty four months you could request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing lawyer regarding this matter.

I was pointed in your direction by a few estate agents in Baildon to locate a conveyancer using your seach tool. Is there a financial incentive for Estate Agents to market your services ahead of another?

We refuse to give any financial incentive for sending work in our direction. We found it would be just too difficult to pay a commission as members of the public would think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ So we decided to step away from that.

I am hoping to put an offer on a small detached house that seems to tick a lot of boxes, at a great price which is making it all the more appealing. I have since been informed that it's a leasehold rather than freehold. I am assuming that there are particular concerns buying a leasehold house in Baildon. Conveyancing advisers have are soon to be instructed. Will they explain the issues?

Most houses in Baildon are freehold and not leasehold. In this scenario it’s worth having a local solicitor who is familiar with the area who can assist with the conveyancing process. We note that you are purchasing in Baildon so you should seriously consider looking for a Baildon conveyancing solicitor and check that they have experience in transacting on leasehold houses. As a matter of priority you will need to check the number of years remaining. Being a lessee you will not be entirely free to do whatever you want with the house. The lease comes with conditions for example obtaining the freeholder’spermission to conduct changes to the property. It may be necessary to pay a service charge towards the upkeep of the estate where the house is part of an estate. Your conveyancer should appraise you on the various issues.

Baildon Conveyancing for Leasehold Flats - Sample of Queries before buying

This question is useful as a) areas could cause problems for the building as the communal areas may begin to deteriorate if maintenance are not paid for b) if the tenants have a dispute with the running of the building you will need to have complete disclosure Is there a share of the freehold? Who is in charge of the building?