I have been recommended a conveyancing solicitor in Thornton. I need to find out if they are on the Norwich and Peterborough Building Society approved list of lawyers. Can you help?
You should phone the solicitor and ask them if they are on the lender panel. Alternatively you should get in touch with Norwich and Peterborough Building Society who may be able to confirm.
Will my lawyer be raising enquiries concerning flooding during the conveyancing in Thornton.
The risk of flooding is if increasing concern for solicitors conducting conveyancing in Thornton. Plenty of people will buy a house in Thornton, completely expectant that at some time, it may be flooded. However, leaving to one side the physical destruction, if a property is at risk of flooding, it may be difficult to get a mortgage, adequate insurance cover, or dispose of the property. Steps can be carried out during the course of a property purchase to forewarn the buyer.
Lawyers are not best placed to offer advice on flood risk, but there are a numerous searches that can be carried out by the buyer or on a buyer’s behalf which will give them a better appreciation of the risks in Thornton. The standard property information forms given to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual question of the seller to discover if the property has suffered from flooding. In the event that the residence has been flooded in past which is not revealed by the vendor, then a purchaser may issue a claim for damages as a result of such an inaccurate reply. A purchaser’s lawyers will also order an enviro search. This should disclose whether there is any known flood risk. If so, more detailed inquiries will need to be initiated.
Due to the advice of my in-laws I had a survey completed on a property in Thornton prior to instructing solicitors. I have been advised that there is a flying freehold element to the property. Our surveyor advised that some mortgage companies tend refuse to issue a loan on this type of house.
It depends who your proposed lender is. Santander has different requirements from Halifax. Should you wish to telephone us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Thornton. Conveyancing may be slightly more expensive based on your lender's requirements.
I am looking into buying my first house which is in Thornton and I am already nervous. I couldn't find anything specific about Thornton. Conveyancing will be needed in due course but do you know about the Thornton area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Thornton. In the meantime here are some basic statistics that we found
We are 17 days into a freehold purchase having been directed to a firm by the local agent to execute conveyancing in Thornton. I am am starting to be dissatisfied with the quality of service. Can you help me find new solicitors?
They would need to be very bad to suggest changing them. Has the mortgage been sent? If so you will need to inform them of the new contact details and get the offer are re-issued. Your new conveyancer needs to be on the mortgage company approved list to avoid escalating charges and frustration. So that should be your starting point. Our search tool can help you find a bank approved solicitor for your home move in Thornton