I was advised recently by my financial adviser that my Bowes Park the law firm I have appointed is not on the mortgage company Solicitor panel. How can I be certain whether this is indeed the case?

You need to call your Bowes Park conveyancer. It is reasonable to expect your lawyer to notify you what has happened. Where they are not on the panel they may recommend you to a Bowes Park conveyancing firm that is on the approved list of lawyers for your mortgage company.

All was ready to move into my new home in Bowes Park next Monday. My lawyer now wants me to supply her with evidence of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the lender. What does the insurance need to cover?

Any lawyer on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook instructions. These requirements are not specific to conveyancing in Bowes Park.

I have recentlybeen informed that Stirling Law have been shut down. They conducted my conveyancing in Bowes Park for a purchase of a leasehold apartment 18 months ago. How can I be sure that my home is not still registered in the name of the former proprietor?

The easiest way to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Bowes Park conveyancing specialists.

My partner has suggested that I appoint his conveyancing solicitors in Bowes Park. Do I follow his guidance?

Much as we are happy to recommend a Bowes Park conveyancing lawyer the best way to select a conveyancing lawyer is to seek guidance from friends or relatives who have actually experience in using the solicitor that you are contemplating using.

I am a negotiator for a long established estate agency in Bowes Park where we have experienced a few flat sales derailed due to leases having less than 80 years remaining. I have been given contradictory information from local Bowes Park conveyancing solicitors. Can you confirm whether the owner of a flat can start the lease extension formalities for the buyer?

Provided that the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to kick-start the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the proposed purchaser can avoid having to wait 2 years to extend their lease. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed before, or at the same time as completion of the sale.

An alternative approach is to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.

Having spent years of negotiations we are unable to agree with our landlord on how much the lease extension should cost for our flat in Bowes Park. Can we issue an application to the Residential Property Tribunal Service?

Absolutely. We can put you in touch with a Bowes Park conveyancing firm who can help.

An example of a Lease Extension case for a Bowes Park property is First Floor Flat 109 Lyndhurst Road in May 2010. Following a vesting order by Edmonton County Court on 29th October 2009 the Tribunal decided on a figure of £5,012 for a lease extension. This case was in relation to 1 flat. The unexpired lease term was 81.79 years.