I am in the throes of swapping over from my current homeowner home loan to a BTL Barnsley Building Society mortgage. I have been informed by my broker that I require a conveyancer as part of the process. I got in contact with my previous Callington conveyancing practitioner who dealt with the legals when I previously purchased the property. The quote supplied of £550 has shocked me as I am not require purchase conveyancing - it’s simply a bog-standard refinance.

The estimate does seem a little on the high side. If you are willing to invest time scrutinising costs you could get the conveyancing a bit cheaper by perhaps £100 plus VAT. On the other hand, providing that you were happy with the legal work the firm gave you maycome to regret opting for an an unknown lawyer. If is important to check that the solicitor can also act for Barnsley Building Society. You can employ our search tool to choose a Callington conveyancing firm on the Barnsley Building Society member panel, which can often include conveyancing solicitors in Callington.

I own a freehold residence in Callington but still invoiced for rent, why is this and what is this?

It’s unusual for properties in Callington and has limited impact for conveyancing in Callington but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the creation of new rentcharges from 1977 onwards.

Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 is to be dispensed with completely.

Is there a search tool that I can utilise to check that the solicitor carrying out my conveyancing in Callington is on the lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Santander thus spending £187.00 plus VAT in additional conveyancing fees.

Feel free to make use of the find a conveyancing panel solicitor tool on this web page. Pick the lender and type ‘Callington’ or your location and you will be presented with numerous conveyancers based in Callington or nearest you.

I am planning on selling our property in Callington and according to the buyers it appears that there is a possibility that the property was built on contaminated land. Any local lawyer would know this is not the case. It does beg the question why the buyers used an online conveyancing practice rather than a conveyancing solicitor in Callington. We have lived in Callington for three years we know that this is a non issue. Should we get in touch with our local Authority to get clarification that there is no issue.

It would appear that you have a conveyancing solicitor currently acting for you. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)

I decided to have a survey done on a house in Callington in advance of instructing solicitors. I have been advised that there is a flying freehold element to the house. The surveyor has said that some lenders may refuse to issue a loan on such a home.

It depends who your proposed lender is. Lloyds has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Callington. Conveyancing may be slightly more expensive based on your lender's requirements.