lenderpanel

Find a Calstock Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Calstock? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Calstock home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Calstock conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Calstock

Do the conveyancing lawyers revealed via your ’find a lawyer’ tool perform right to buy conveyancing in Calstock?

We have identified plenty of conveyancing specialists who can conduct right to buy transactions You should call us to obtain a costs illustration.

What is the first thing I need to know concerning purchase conveyancing in Calstock?

Not many law firms or advisers will tell you this but conveyancing in Calstock and elsewhere in Devon is an adversarial experience. In other words, when it comes to conveyancing there exists an abundance of opportunity for friction between you and others involved in the house moving process. For example, the seller, selling agent and sometimes the lender. Choosing a lawyer for your conveyancing in Calstock an important selection as your conveyancer is your adviser, and is the ONE party in the transaction whose responsibility is to act in your legal interests and to protect you.

Every so often a third party with a vested interest will try and sway you that it is in your interests to do things their way. For example, the estate agent may claim to be assisting by claiming that your conveyancer is slow. Or your mortgage broker may advise you to do something that is contrary to your conveyancers recommendation. You should always trust your lawyer above all other parties in the home moving process.

When it comes to lenders such as TSB, do Calstock property lawyers incur a fee to be on the conveyancing panel?

We are unaware of any lender fees to be on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.

I had a mortgage agreed in principle with Coventry BS. Calstock conveyancing practitioners have been chosen. What is the average time that one could expect to receive a mortgage offer from Coventry BS?

There is no definitive answer here. Have Coventry BS completed the survey? Have you informed Coventry BS as to your lawyers' details and checked that your lawyers are on the Coventry BS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

About to purchase maisonette in Calstock. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the TSB conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Calstock property lawyer is on the TSB conveyancing panel.

It has been 2 months since my purchase conveyancing in Calstock took place. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

How does conveyancing in Calstock differ for new build properties?

Most buyers of new build premises in Calstock approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the house is constructed. This is because new home sellers in Calstock tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Calstock or who has acted in the same development.

Last updated

Find out more about how flying freehold can affect your the value of a property.