It is 10 years ago since I purchased my home in Crabtree. Conveyancing lawyers have now been instructed on the sale but I can't locate the deeds. Will this jeopardise the sale?

Don’t worry too much. Firstly the deeds may be with the mortgage company or they may be in the possession of the lawyers who acted in the purchase. Secondly the likelihood is that the land will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers acquiring current official copies of the land registers. Almost all conveyancing in Crabtree relates to registered property but in the rare situation where your home is not registered it is more problematic but is resolvable.

I have been recommended a conveyancing solicitor in Crabtree. I I would like to check whether they are on the conveyancing panel. Can you advise?

The first thing to do is call your lawyer and enquire whether they can act for the lender. Alternatively you should get in touch with who may be able to assist.

I'm purchasing a new build house in Crabtree benefiting from help to buy. The builders would not reduce the price so I negotiated 6k of additionals instead. The house builders rep suggested that I not to tell my lawyer about this deal as it would adversely affect my mortgage with . Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.