It is 10 years ago since I purchased my property in Carisbrooke. Conveyancing lawyers have recently been retained on the sale but I am unable to find my title documents. Will this jeopardise the sale?

Don’t worry too much. First there is a chance that the deeds will be with the mortgage company or they may be in the possession of the lawyers who oversaw your purchase. Secondly in all probability the title will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors procuring up to date copy of the land registers. Nearly all conveyancing in Carisbrooke relates to registered property but in the rare situation where your home is not registered it adds to the complexity but is resolvable.

Forgive me if this question is silly but I am wet behind the ears as FTB of a two bedroom flat in Carisbrooke. Do I collect the keys to the property on completion from my conveyancer? If this is the case, I will appoint a local conveyancing solicitor in Carisbrooke?

On the day of completion you will not be required to go to the conveyancers office in Carisbrooke. Conveyancing lawyers for you will arrange to send the purchase money to the owner’s lawyers, and once they have received this, you should be invited to pick up the keys from the property Agents and move into your new home. Usually this happens early afternoon.

Is it the case that all Carisbrooke solicitors on the Virgin Money conveyancing panel are regulated by the SRA?

As solicitors, in order to be on the Virgin Money approved list of solicitors they would need to be overseen by the SRA. The majority of mortgage companies do permit licenced conveyancers on their panel in which case such firms would be overseen by the Council of Licensed Conveyancers.

Planning on purchasing a apartment in Carisbrooke. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Kent Reliance conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Carisbrooke solicitor is on the Kent Reliance conveyancing panel.

I decided to have a survey carried out on a house in Carisbrooke prior to retaining conveyancers. I have been informed that there is a flying freehold overhang to the property. The surveyor has said that some mortgage companies will not grant a mortgage on a flying freehold home.

It depends who your proposed lender is. HSBC has different instructions for example to Halifax. If you e-mail us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Carisbrooke. Conveyancing may be slightly more expensive based on your lender's requirements.

Can you offer any advice when it comes to finding a Carisbrooke conveyancing practice to deal with our lease extension?

If you are instructing a solicitor for lease extension works (regardless if they are a Carisbrooke conveyancing practice) it is most important that he or she should be familiar with the legislation and specialises in this area of conveyancing. We recommend that you speak with several firms including non Carisbrooke conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions might be useful:

If they are not ALEP accredited then what is the reason?

Carisbrooke Leasehold Conveyancing - A selection of Questions you should ask Prior to buying

What is the length of the lease? Who are the managing agents? The answer will be helpful as a) areas can result in problems in the block as the common areas may start to deteriorate where repairs are not paid for b) if the tenants have an issue with the running of the building you will need to know about it

Me and my partner have recently had an offer accepted on our 1st home in Carisbrooke, and need to get solicitors lined up. I have utilised the different rating tools and the quotes are from all over the the UK. Is it critical to have a Carisbrooke conveyancer local to our potential new home? I am willing to do all the communicating over email, but I guess at some point we may need to physically go into the lawyer's office to sign papers?

There is no requirement to physically visit the office of your conveyancer, they can post any relevant contracts to you, which you can sign and return. Many home movers choose to use a locally based solicitor, but it's by no means a prerequisite for conveyancing in Carisbrooke.