I have just been advised by my financial adviser that my Chinnor property lawyer is not on the lender Solicitor panel. What can I do to be certain whether this is indeed the case?

Your first step should be to call your Chinnor lawyer directly. You lawyer should advise you of the situation. If they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your mortgage company.

We see that you have a post code search directory listing firms on the HSBC conveyancing panel. Do companies pay you a commission if I instruct them for our own conveyancing in Chinnor?

We are a listing service only for law firms wishing to communicate if they are on the HSBC conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Chinnor.

I happen to be the only beneficiary of my late grandmother’s estate and I have everything in my name alone, including the my former home in Chinnor. Conveyancing formalities meant that the Land Registry date was in November. I want to move. I understand that there is a Mortgage Lenders 6 month 'rule', which means that my property ownership will be regarded the same way as if I'd bought the property in November. Will no one buy the property for half a year?

The CML handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be impacted by that. How practical a view mortgage companies take of it, depend on the mortgage company as this requirement chiefly exists to identify the purchase and immediately sell or the flipping of property.

Are all Chinnor Conveyancing Quality Solicitors on the UBS conveyancing panel?

A selection of lenders now make use of the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of conveyancing solicitors.

We had appointed conveyancers with offices in Chinnor on the UBS solicitor panel. They are now charging me a supplemental amount for the legal aspects of the UBS mortgage. Is this an additional conveyancing fee set by UBS?

Provided it is contained in their Terms of Engagement or estimate then yes your lawyer can charge a fee for this. The fee is not dictated by UBS but by your Chinnor conveyancing practitioner. Numerous firms on the UBS panel will quote ’dealing with mortgage’ fee but plenty of firms incorporate it on their overall fee.

I am buying a new build flat in Chinnor. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Chinnor

Please supply a car parking plan. There must be mutual enforceability of lessee’s covenants. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please confirm the Lease plans are surveyor prepared.

Am I better off to instruct a Chinnor conveyancing lawyer in close proximity to the house I am purchasing? An old friend can conduct the conveyancing however her office is over three hundred miles drive away.

The primary upside of using a local Chinnor conveyancing firm is that you can pop in to sign documents, hand in your identification documents and pester them where appropriate. They will also have local intelligence which is a plus. That being said nothing is more important than finding someone that will pull out all the stops for you. If you know people who used your friend and they were impressed that must outweigh using an unfamiliar Chinnor conveyancing solicitor solely due to them being based in the area.