I got the keys to my flat on 4 April and my personal details is yet to be registered. Need I be worried? My conveyancing solicitor in Cleobury Mortimer advises it will be formalised inside ten days. Are titles in Cleobury Mortimer uniquely lengthy to register?

There is nothing unique about conveyancing in Cleobury Mortimer registration formalities. As opposed to being determined by geographic area, timeframes can vary depending on who lodges the application, whether there are errors and if the Land registry must send notices to any 3rd parties. At present approximately 80% of such applications are fully addressed within two weeks but some can be subject to protracted delays. Historically registration occurs once the purchaser is living at the premises thus 'speed' is not always an essential issue but if there is a degree of urgency associated with the registration then you or your solicitor could communicate with the Registry to express the reasoning for the application to be prioritised.

I am buying my first flat in Cleobury Mortimer with a mortgage from Alliance & Leicester . The developers refused to move on the price so I negotiated 6k of fixtures and fittings instead. The sale representative advised me not to tell my solicitor about the side-deal as it would jeopardize my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold issue on a house I put an offer in two weeks back in what should have been a quick, chain free conveyancing. Cleobury Mortimer is where the house is located. What do you suggest?

Flying freeholds in Cleobury Mortimer are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Cleobury Mortimer you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cleobury Mortimer may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Am I better off to appoint a Cleobury Mortimer conveyancing practitioner in close proximity to the house I am hoping to buy? We have a good friend who can execute the conveyancing but her office is 200miles away.

The benefit of a local Cleobury Mortimer conveyancing firm is that you can visit the firm to execute documents, present your identification documents and pester them if necessary. Having local Cleobury Mortimer know how is a bonus. However nothing is more important than finding someone that will do a good and efficient job. If if people you trust instructed your friend and in the main were impressed that should trump using an unknown Cleobury Mortimer conveyancing solicitor just because they are local.

Can you provide any top tips for leasehold conveyancing in Cleobury Mortimer from the point of view of expediting the sale process?

• Much of the delay in leasehold conveyancing in Cleobury Mortimer can be bypassed where you appoint lawyers the minute your agents start advertising the property and request that they start to put together the leasehold information needed by the buyers’ representatives.
Many freeholders or Management Companies in Cleobury Mortimer levy fees for supplying management packs for a leasehold home. You or your lawyers should discover the actual amount of the charges. The management pack can be applied for on or before finding a buyer, thus accelerating the process. The typical amount of time it takes to obtain the necessary information is three weeks. It is the most common cause of delay in leasehold conveyancing in Cleobury Mortimer. If there is a history of conflict with your landlord or managing agents it is very important that these are settled prior to the flat being marketed. The purchasers and their solicitors will be warry about purchasing a flat where there is a current dispute. You may have to bite the bullet and discharge any arrears of service charge or resolve the dispute prior to the buyers completing the purchase. It is therefore preferable to have any dispute settled ahead of the contract papers being issued to the buyers’ solicitors. You are still duty bound to disclose details of the dispute to the buyers, but it is better to present the dispute as historic rather than unresolved. A minority of Cleobury Mortimer leases require Licence to Assign from the landlord. If this applies to your lease, it would be prudent to notify your estate agents to make sure that the purchasers put in hand bank and professional references. Any bank reference will need to confirm that the buyers are financially capable of paying the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the service charge figures so that they can pass this information on to the buyers or their lawyers.

I acquired a studio flat in Cleobury Mortimer, conveyancing formalities finalised 6 years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Similar flats in Cleobury Mortimer with a long lease are worth £186,000. The ground rent is £55 invoiced annually. The lease ends on 21st October 2079

You have 53 years unexpired the likely cost is going to be between £27,600 and £31,800 plus costs.

The suggested premium range above a general guide to costs for extending a lease, but we cannot give you the actual costs without more comprehensive investigations. Do not use the figures in tribunal or court proceedings. There are no doubt additional issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. You should not take any other action based on this information before getting professional advice.