Is there a reason why leasehold purchase conveyancing in Cross Hands is more expensive?

In summary, leasehold conveyancing in Cross Hands and elsewhere usually involve additional work compared to freehold transactions. This includes reviewing the lease, liaising with the landlord concerning the service of required notices, securing current service charge and management information, obtaining the landlord’s consents and reviewing management accounts. The obligations on both the landlord and the tenant in the lease need to be studied by the buyer’s conveyancing team and read from beginning to end – regardless of the fact the lease has passed through many different property solicitors hands since it was first granted.

My lender has recommended solicitors on their panel based in Cross Hands but I would rather instruct a conveyancing lawyer in Cross Hands or nearer to where I live. Are you able to help?

Not all Cross Hands conveyancing firms are approved and listed on all lender’s conveyancing panel. Please make use of our search tool to choose a Cross Hands conveyancing conveyancer on the on the bank panel.

I just bought a house at auction in Cross Hands. Conveyancing is required. What are my next steps?

Now that you have to all intents and purposes signed on the dotted line you must instruct a conveyancing practitioner quickly as you now have a tight deadline in which to complete the deal. All auction property should have a corresponding legal pack. This will include the copy title deeds, local authority and drainage searches. If you have purchased leasehold premises the conveyancing pack should provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork relating to a leasehold property. You need to give this to the solicitor working for you ASAP. Do make sure that that you have the requisite funding in place to complete the transaction on the set completion date.

I am being told by my solicitor that defective lease insurance is necessary on my purchase. What is the level of cover for Cross Hands conveyancing?

The right level of defective lease indemnity insurance should be dictated by who your lender. It would differ for example between Santander and Norwich and Peterborough Building Society. Conveyancing lawyers as opposed to borrowers take out such insurances.

I have today made my last payment due on my mortgage with Nationwide. I assume I don't need a Cross Hands solicitor on the Nationwide panel to remove the mortgage at the Land Registry. Please confirm.

If you have finished paying off your Nationwide mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nationwide mortgage from the register. Nationwide, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Nationwide has sent the Land Registry the discharge electronically, and
3. Nationwide has instructed the Land Registry to do so

Despite weeks of looking the Title Certificate and documents to my house can not be found. The solicitors who handled the conveyancing in Cross Hands 10 years ago are no longer around. What do I do?

In today’s world there are copies made of almost everything, and your lawyer should be aware exactly where to locate all the suitable documentation so you can buy or dispose of your property without a hitch. If copies are not available, your solicitor can put in place insurance or indemnities protecting you against future claims on the property.

I have been sourcing a conveyancing practitioner in Cross Hands for my remortgage. Can I check a solicitor's complaints history with the legal regulator?

One may find documented Solicitor Regulator Association (SRA) decisions arising from investigations from 2008 onwards. Visit Check a solicitor's record. To find details Pre 2008, or to check a solicitors record, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, call +44 (0)121 329 6800. The regulator sometimes recorded call for training requirements.