My nephew is purchasing a new build apartment in De Beauvoir Town with a mortgage from Virgin Money. His solicitor has said that there is a delay in completing the ‘Disclosure of Incentive Form’. Who needs to receive the form?

The form is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Virgin Money conveyancing panel as a standard part of the process, and to the surveyor when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Virgin Money conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

My home in De Beauvoir Town is up for sale and I have a purchaser. Does the conveyancer have to be required to be on the Principality conveyancing panel in order to deal with the discharge of my mortgage?

Ordinarily, even if your lawyer is not on the Principality conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.

Over the last few months I have been searching for a flat up to £235,500 and identified one round the corner in De Beauvoir Town I like with a park and transport links nearby, however it only has 49 years unexpired on the lease. There is not much else in De Beauvoir Town for this price, so just wondered if I would be making a mistake buying a short lease?

If you require a mortgage the shortness of the lease will likely be problematic. Reduce the price by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of 2 years you could request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this matter.

I am one month into a freehold purchase having been recommend to conveyancers by the selling agent to handle our conveyancing in De Beauvoir Town. I am am starting to be frustrated with the quality of service. Could you you assist me in finding new lawyers?

A conveyancer would need to be really poor in order to consider replacing them. Has your loan offer been issued? If so you must make them aware of the new lawyer and get the loan are re-issued. Your new solicitor ideally should be on the lenders panel to avoid escalating fees and delays. That should be your first question of the new lawyers. Our find a solicitor tool can assist you in finding a lender approved solicitor for your conveyancing in De Beauvoir Town

Living abroad it is not practicable to attend my De Beauvoir Town conveyancing lawyers office to execute documents connected to my conveyancing in De Beauvoir Town – will this be problematic?

Not a problem. De Beauvoir Town conveyancing solicitors can deal with home moves for clients wider afield. It is not necessary for you to be able to attend a De Beauvoir Town conveyancers office. They can undertake all communications via phone, post and email - whatever works for you.