It is is a decade since I bought my house in Hoxton. Conveyancing solicitors have recently been retained on the sale but I can't find the title documents. Will this cause complications?
You need not be too concerned. First the deeds may be retained by your mortgage company or they may stored with the lawyers who handled the purchase. Secondly the chances are that the property will be recorded at the land registry and you will be able to prove you own the property by your conveyancing solicitors acquiring up to date copy of the land registers. The vast majority of conveyancing in Hoxton relates to registered property but in the unlikely event that your home is not registered it adds to the complexity but is resolvable.
My wife and I are downsizing from our home in Hoxton and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. Any high street Hoxton lawyer would know that there is no such problem. It does beg the question why the buyers instructed an internet conveyancing outfit rather than a conveyancing solicitor in Hoxton. Having lived in Hoxton for 5 years we know that this is a non issue. Should we contact our local Authority to get confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing firm currently acting for you. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
I bought my house on 8 August and my personal details are still not on the land registry website. Should I be concerned? My conveyancing solicitor in Hoxton said it would be dealt with in less than a month. Are properties in Hoxton particularly slow to register?
As far as conveyancing in Hoxton is concerned, registration is no faster or slower than anywhere else in England and Wales. As opposed to being determined by geographic area, timeframes can vary according to who lodges the application, whether there are errors and if the Land registry must send notices to any other parties. As of today approximately 80% of such applications are fully addressed within two weeks but occasionally there can be extensive hold-ups. Historically registration is effected after the new owner has moved in to the premises so post completion formalities is not typically an essential issue but where there is a degree of urgency associated with the registration then you or your solicitor can speak with the land registry and explain the circumstances.
How does conveyancing in Hoxton differ for newly converted properties?
Most buyers of new build property in Hoxton approach us having been asked by the developer to sign contracts and commit to the purchase even before the premises is constructed. This is because builders in Hoxton typically buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Hoxton or who has acted in the same development.
My company is intending to lease a unit on a shopping parade. Can you recommend conveyancers offering competitive fees for non-domestic conveyancing in Hoxton for less than 1500k?
We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Hoxton, including the disposal and purchase of businesses as well as simply premises. Whether you are looking to buy or sell a shop, pub, restaurant, office, retail premises or a complete business we will find you the right solicitor. As for the fees these will vary based on the structure and heads of terms of the deal. Let us have your contact information or telephone so as to enable us to supply you with comprehensive commercial conveyancing calculation.