We had selected solicitors based in Dorchester On Thames on the Santander solicitor panel. They are now charging me a further fee for handling the Santander mortgage. Is this an additional conveyancing fee set by Santander?

Unfortunately, as long as it is in their Terms of Engagement or estimate then yes your conveyancing practitioner can charge a fee for this. This charge is not dictated by Santander but by your Dorchester On Thames conveyancing practitioner. Plenty of firms on the Santander panel will charge ’dealing with mortgage’ fee and others do not.

I currently have a mortgage with Principality for my property in Dorchester On Thames. Conveyancing has been completed 12 months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Principality?

Your original mortgage agreement with Principality will provide that you need their approval prior to letting out your property as this is likely to be a breach of Principality’s mortgage conditions. It may be that Principality will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Principality directly. You need not do this via a Principality conveyancing panel lawyer.

After what seems like an age I have had an offer on a maisonette in Dorchester On Thames agreed to, the owners do however have an associated purchase. The sellers have offered on a flat, but it’s not yet agreed to, and are looking at other apartments in the pipeline. I have chosen a high street conveyancing solicitor in Dorchester On Thames. What should be my next step? At what stage should I apply for the mortgage with TSB?

It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is in the region of one thousand pounds, then valuation, Dorchester On Thames conveyancing search costs, etc). The first thing to do is ensure that your property lawyer is on the TSB conveyancing panel. As to the next stages this very much depends on the circumstances of your transaction, attraction to this property and on the state of the market. In a hot market some buyers would apply for a home loan with TSB and pay for the valuation and only if it was satisfactory would they ask their solicitor to proceed with the conveyancing in Dorchester On Thames.

I require quick conveyancing in Dorchester On Thames as I have pressure to sign on the dotted line inside 3 weeks. A mortgage is not required. Can I avoid the conveyancing searches to save fees and time?

If.Given you are not taking a home loan you are at liberty not to have searches carried out although no lawyer would suggest that you don't. Drawing on years of experience of conveyancing in Dorchester On Thames the following are instances of what can be revealed and adversely affect future saleability: Refused Planning Applications, Overdue Charges, Outstanding Grants, Railway Schemes,...

How does conveyancing in Dorchester On Thames differ for new build properties?

Most buyers of new build property in Dorchester On Thames come to us having been asked by the seller to sign contracts and commit to the purchase even before the residence is completed. This is because developers in Dorchester On Thames usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Dorchester On Thames or who has acted in the same development.

I need to appoint a conveyancing solicitor for sale conveyancing in Dorchester On Thames. I've chance upon a web site which seems to have the ideal answer If it is possible to get all formalities done via web that would be ideal. Should I be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I am on look out for some leasehold conveyancing in Dorchester On Thames. Before I get started I require certainty as to the number of years remaining on the lease.

Assuming the lease is registered - and most are in Dorchester On Thames - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I own a basement flat in Dorchester On Thames, conveyancing was carried out 5 years ago. Can you let me have an estimated range of the fair premium for a lease extension? Similar properties in Dorchester On Thames with over 90 years remaining are worth £202,000. The ground rent is £60 per annum. The lease terminates on 21st October 2083

You have 57 years left to run the likely cost is going to span between £28,500 and £33,000 plus plus your own and the landlord's "reasonable" professional fees.

The figure that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of detailed investigations. Do not use this information in a Notice of Claim or as an informal offer. There may be additional concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. Neither should you move forward based on this information without first getting professional advice.