My financial adviser says he needs my Eaglescliffe law firm’s panel member for the Nationwide conveyancing panel. How do I discover this. I have called my local Eaglescliffe office but they have not responded to me.

Have you tried contacting your Eaglescliffe conveyancer about this?. Most Eaglescliffe law practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.

My fiance and I are purchasing a newbuild apartment in Eaglescliffe with a mortgage from Halifax.We use our Eaglescliffe conveyancing practitioner but Halifax advised that he's not on their "panel". We have to appoint a Halifax panel solicitor or retain our high street solicitor and fork out for a Halifax panel lawyer to act for them. This seems very unfair; is there anything we can do?

Unfortunately,no. The mortgage offered to you contains terms and conditions, one of which will be that solicitors will be on the Halifax approved list. in the past, most mortgage companies had large numbers of law firms on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Halifax

The deeds to my home are lost. The solicitors who dealt with the conveyancing in Eaglescliffe 10 years ago are no longer around. What are my next steps?

As long as you have a registered title the information relating to your proprietorship will be held by the Land Registry under a Title Number. It is easy to conduct a search at the Land Registry, find your house and order up to date copies of the Registered Entries for less than a fiver. Where the property is Leasehold then the Land Registry will in most cases hold a certified duplicate of the Registered Lease and again, a copy can be retrieved for twenty pounds.

I've recently found out that there is a flying freehold issue on a house I put an offer in last month in what should have been a straight forward, no chain conveyancing. Eaglescliffe is the location of the property. Can you offer any opinion?

Flying freeholds in Eaglescliffe are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Eaglescliffe you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Eaglescliffe may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I have been searching for Eaglescliffe competitive conveyancing fees. Can I be assured that all the Eaglescliffe firms that are identified on your website are on the lender conveyancing panel?

The solicitor and licensed conveyancing practices on our directory have assured us via an online form that they are on the bank panel and agreed to advise us to take down their listing in the event of removal off of the lender panel. To date we have not been informed by either a bank or a member of the public that the data about a specific Eaglescliffe conveyancing solicitor being on the bank conveyancing panel is not accurate.