My uncle pointed out to me me that in purchasing a property in Emersons Green there could be various restrictions prohibiting external changes to the property. Is this right?
We are aware of anumerous of properties in Emersons Green which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Emersons Green should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We had instructed conveyancing lawyers locally in Emersons Green on the Bank of Ireland solicitor approved list. They have just billed me a separate sum for the legal aspects of the Bank of Ireland mortgage. Is this an additional conveyancing fee specified by Bank of Ireland?
Unfortunately, as long as it is in their Terms and Conditions or estimate then yes your property lawyer may levy a fee for this. The charge is not dictated by Bank of Ireland but by your Emersons Green property lawyer. Numerous firms on the Bank of Ireland panel will quote ’dealing with mortgage’ fee but some practices include it on their overall fee.
We have agreed to purchase a house in Emersons Green. A rare aspect is that the roof has a solar panel. Yorkshire BS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Yorkshire BS your lawyer must follow the formal instructions outlined in Section two of UK Finance Lenders’ Handbook for Yorkshire BS. The Council of Mortgage Lenders’ Handbook contains minimum specifications for solar panel roof-space leases, and property lawyers are required to report to Yorkshire BS where a lease does not satisfy these specifications. The conditions relate to the installation of panels on properties in England and Wales and is not isolated to Emersons Green.
I need some expedited conveyancing in Emersons Green as I have a deadline to sign on the dotted line within 2 weeks. Luckily I do not require a mortgage. Is it possible to escape the need for conveyancing searches to save fees and time?
If.Given you are not taking a home loan you are at liberty not to do searches although no conveyancer would suggest that you don't. Drawing on years of experience of conveyancing in Emersons Green the following are instances of issues that can arise and therefore impact the marketability of the property: Enforcement Notices, Overdue Charges, Outstanding Grants, Road Schemes,...
Despite weeks of looking the Title Certificate and documents to our property can not be found. The solicitors who handled the conveyancing in Emersons Green 4 years ago have long since closed. What are my options?
Gone are the days when you need to hold title deeds to establish that you are the owner of your registered land or premises, as the Land Registry have everything they need in a digital format.
Due to the encouragement of my in-laws I had a survey completed on a house in Emersons Green before instructing lawyers. I have been told that there is a flying freehold aspect to the house. The surveyor advised that some mortgage companies may not give a mortgage on this type of home.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Nationwide. If you e-mail us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Emersons Green. Conveyancing may be slightly more expensive based on your lender's requirements.
I have been sourcing a conveyancing lawyer in Emersons Green for my remortgage. Is it possible to check a firm’s record with the profession’s regulator?
Anyone may see published Solicitor Regulator Association (SRA) decisions stemming from investigations from 2008 onwards. Visit Check a solicitor's record. To find records Pre 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, dial +44 (0)121 329 6800. The SRA sometimes recorded call for training purposes.