We wanted to use a property lawyer in Frampton Cotterell for our house purchase. Our broker has since advised us that our mortgage company HSBC Bank won't deal with them. Surely this is unfair competition?

A lender can direct that a panel conveyancer act for it. You would be expected to meet the charges for this. Try using our search facility to choose a solicitor to conduct conveyancing in Frampton Cotterell on the HSBC Bank approved list of solicitors.

Is it the case that all Frampton Cotterell solicitor practices on the Lloyds conveyancing panel are regulated by the SRA?

As a firm of solicitors, in order to be on the Lloyds approved list of solicitors they would need to be governed by the Solicitors Regulatory Authority. The majority of lenders do list licenced conveyancers on their panel and in such a situation the practice would be regulated by the Council of Licensed Conveyancers.

We previously appointed conveyancers based in Frampton Cotterell on the Skipton solicitor panel. They have just billed me a further charge for the legal aspects of the Skipton mortgage. Is this an additional conveyancing fee set by Skipton?

Unfortunately, as long as it is in their Terms and Conditions or estimate then yes your conveyancing practitioner can charge a fee for this. This charge is not set by Skipton but by your Frampton Cotterell conveyancer. Plenty of firms on the Skipton panel will levy an ‘acting for lender’ fee and others do not.

I am purchasing a property in Frampton Cotterell. A rare aspect is that the roof has a solar panel. UBS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

As your lender is UBS your lawyer must check the conveyancing requirements outlined in Section two of UK Finance Lenders’ Handbook for UBS. The Council of Mortgage Lenders’ Handbook sets out minimum provisions for solar panel roof-space leases, and conveyancers are required to report to UBS where a lease fails to comply with these specifications. The requirements relate to the installation of panels on properties countrywide and is not isolated to Frampton Cotterell.

What is different about your site and alternative online quote calculators when it comes to conveyancing in Frampton Cotterell?

At this site secure a fixed fee costs illustration via a Solicitor or Licensed Conveyancer that understands the nuances of your conveyancing in Frampton Cotterell. As opposed to estate agents and many comparison sites we are not in the business of charging firms a fee if you appoint them for your home move in Frampton Cotterell

I need to find a conveyancing solicitor for purchase conveyancing in Frampton Cotterell. I have stumble across a web site which seems to have the ideal answer If it is possible to get all the legals done via web that would be ideal. Should I be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I am employed by a long established estate agent office in Frampton Cotterell where we see a few flat sales derailed due to short leases. I have received contradictory information from local Frampton Cotterell conveyancing solicitors. Can you confirm whether the owner of a flat can instigate the lease extension formalities for the purchaser on completion of the sale?

Provided that the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to start the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the buyer need not have to sit tight for 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed prior to, or simultaneously with completion of the disposal of the property.

Alternatively, it may be possible to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.

Leasehold Conveyancing in Frampton Cotterell - A selection of Questions you should consider Prior to Purchasing

How many of the leaseholders are in arrears for their maintenance charge payments? Be sure to enquire if the the lease includes any unreasonable restrictions in the lease. For instance it is reasonably common in Frampton Cotterell leases that pets are not permitted in in a block in Frampton Cotterell. If you love the apartmentin Frampton Cotterell yet your cat can’t live with you then you will be presented with a hard choice.