We are purchasing a property and require a conveyancing solicitor in Fishguard who is on the Barclays approved panel. Could you point me in the right direction as regards a solicitor?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Barclays . We don't recommend any particular firms conducting conveyancing in Fishguard.

I am aiming to move house in February. Should my conveyancing solicitor liaise with the removal company on the completion day. Incidentally, can you recommend a removal company in Fishguard. Conveyancing firm was found before I stumbled across your page.

On the day of completion you can collect the house keys from the estate agent however this can only happen once the vendors lawyers advise the agent that the monies to complete are in and the keys can be given over. You can advise the removal men that you are ready to move in. We do not recommend a specific removal organisation but can help you choose a conveyancing in Fishguard or a solicitor with expertise in conveyancing in Fishguard.

We expect to receive a OIP from Coventry BS this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Coventry BS recommend any Fishguard solicitors on the Coventry BS conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Fishguard solicitors independently although you'll need to choose one on the Coventry BS conveyancing panel. The solicitor represents both you and Coventry BS through the process.

Skipton have agreed my home loan in principle, my bid on a property in Fishguard has been agreed to, what happens next?

The property agent will want to know who your solicitors are (ensure that the conveyancing practitioners are on the bank’s panel). Contact Skipton or the financial adviser and complete any relevant forms. Skipton will instruct a valuer who will get in touch with the selling agent or owners to book an appointment. Once carried out (assuming no problems) it takes about a week for the mortgage offer to be issued. Skipton will issue the offer to you and your lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Fishguard.

My friend suggested that where I am purchasing in Fishguard I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is sometimes included in the estimate for your Fishguard conveyancing searches. It is not a small document of more than thirty pages, listing and setting out important information about Fishguard around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Fishguard Education with maps and statistics, Local Amenities and other useful data regarding Fishguard.

Just had an offer accepted on a new build apartment in Fishguard. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Fishguard

The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.

I am looking for a ground for flat up to £235,500 and identified one near me in Fishguard I like with open areas and station in the vicinity, however it's only got 49 years unexpired on the lease. There is not much else in Fishguard for this price, so just wondered if I would be making a mistake acquiring a lease with such few years left?

If you need a mortgage that many years will likely be problematic. Discount the offer by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the property for a minimum of twenty four months you could ask them to start the process of the extension and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should speak to your conveyancing solicitor about this.