Can I use your services to recommend a Conveyancing solicitor in Hampden Pk even if I’m not buying or selling a house, for example where I want to acquire an office in Hampden Pk with a mortgage from Barclays Direct?
The service is mainly there to locate residential conveyancing solicitors in Hampden Pk but we have set out at the end of this page a selection of Hampden Pk commercial conveyancing firms. You should enquire with the firm directly to check if they are also authorised to represent Barclays Direct
We are buying a terrace house in Hampden Pk. Our aim is to carry out a loft conversion at the property.Will legal conveyancing on the property include investigations to see if these works were previously refused?
Your property lawyer should check the deeds as conveyancing in Hampden Pk will on occasion reveal restrictions in the title documents which restrict categories of alterations or require the permission of a 3rd party. Certain extensions need local authority planning consent and approval under the building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these things with a surveyor prior to committing yourself to a purchase.
My wife and I are in the process of looking at houses in Hampden Pk and I am about to put in an offer. Is it best to have my property lawyer on ‘stand by’? I will be getting a home loan with Bank of Ireland.
It would be advisable to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. Given that you are seeking a mortgage with Bank of Ireland, make sure you remember to check that your lawyer is on the Bank of Ireland conveyancing panel.
I have instructed a Hampden Pk conveyancing practitioner having checked that they are on the TSB conveyancing panel. Does my lawyer arrange the survey of the property?
TSB will need an independent valuation of the property. Your lawyer will not arrange this. Usually TSB will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Hampden Pk postcode. As you are getting a mortgage with TSB, you could contact them to see if they have a list of approved surveyors in Hampden Pk.
It has been 2 months since my purchase conveyancing in Hampden Pk took place. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I decided to have a survey done on a property in Hampden Pk ahead of retaining solicitors. I have been informed that there is a flying freehold aspect to the house. Our surveyor has said that some banks tend refuse to issue a mortgage on this type of home.
It depends who your proposed lender is. Lloyds has different instructions for example to Halifax. Should you wish to telephone us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Hampden Pk. Conveyancing will be smoother if you use a solicitor in Hampden Pk especially if they regularly deal with such properties in Hampden Pk.
We're FTB’s - agreed a price, but the estate agent advised that the owners will only move forward if we appoint their recommended solicitors as they are insisting on a ‘quick sale’. My instinct tells me that we should use a local solicitor used to conveyancing in Hampden Pk
We suspect that the owner is unaware of this ultimatum. Should the owner desire ‘a quick sale', taking such a hostile approach to a serious purchaser is going to damage their objectives. Speak to the owners direct and make sure they understand (a)you are serious purchasers (b)you are excited to move forward, with finances arranged © you are unencumbered (d) you intend to proceed fast (e)however you will continue to instruct your own,trusted Hampden Pk conveyancing firm - not the ones that will provide their negotiator at the agency a kickback or meet his conveyancing targets demanded by head office.