Unfortunately I am unable to travel far from Hatton Park. Is there a reason why all Hatton Park conveyancers are not on all mortgage company panels?

Before the recession most lenders displayed an attitude to risk which differs from the current day. The Financial Services Authority in 2010 conducted a thematic review into property fraud which in summary warned lenders: know the property lawyers on your panel. Consequently, lenders have subsequently requiredmore data from law firms about their operations and the individuals who work for them and set certain criteria such as completing a minimum number of transactions. Many firms have been removed from lender panels even though they had an exemplary disciplinary record, no complaints and zero claims and didn't just 'dabble' in conveyancing. Many firms were never going to meet the criteria of amount of transactions the lenders set.

Do the Building Society Association intend to launch a searchable register to to identify practices on the Earl Shilton BS conveyancing panel for instance in Hatton Park?

Lexsure has not been advised of any plans on the part of the BSA to develop such a tool.

When it comes to mortgage companies such as Kent Reliance, do Hatton Park lawyers have to pay a yearly amount to be on the conveyancing panel?

We are not aware of any lender fees to register on their panel, although some do levy an administration fee to deal with the processing of the conveyancing panel submission.

I have decided to exercise my right to buy my property in Hatton Park off the council. I have a mortgage agreed with Nottingham. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Nottingham, you will need to appoint a solicitor on the Nottingham conveyancing panel.

I was told two weeks ago that my mortgage has been agreed to by Co-operative. Is it usual for Co-operative to only issue the offer once my solicitor in Hatton Park is approved on their conveyancing panel? Co-operative have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Co-operative to deal with your lawyer's application to be on the Co-operative conveyancing panel. There's no guarantee that your solicitor will be accepted.

Will commercial conveyancing searches reveal planned roadworks that may affect a commercial premises in Hatton Park?

Many commercial conveyancing solicitors in Hatton Park will carry out a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in researching accurate data on highways that impact buildings and development assets in Hatton Park. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Hatton Park.

For every commercial conveyancing transaction in Hatton Park it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately could result in delays to Hatton Park commercial conveyancing transactions as well as present a risk to future intentions for the site. These searches are not ordered for residential conveyancing in Hatton Park.

My cousin has recommend that I instruct his conveyancers in Hatton Park. Should I find my own conveyancer?

No doubt the best way to find a conveyancing lawyer is to get feedback from friends or family who have experience in using the conveyancer that you are contemplating using.