Me and my wife are purchasing residence in Wellesbourne. My Conveyancer is not on the lender approved panel. Is it possible for me to retain my Wellesbourne conveyancing solicitor even though they are excluded from the lender panel?
One will need to instruct a conveyancing practitioner to deal with the formalities when you require a loan to purchase your property. The property lawyer will carry out all the appropriate due diligence on the property, ensuring that you’re registered as proprietor and ensure that all the necessary mortgage paperwork is in place. One may instruct a Wellesbourne solicitor of your choosing. However, where the conveyancing practitioner selected is not on the bank approved list additional costs will arise as separate legal representation will be need by the lender. Bank panel applications can be submitted, so if your conveyancer has not in the past applied for membership they should do so.
Would the conveyancing practitioners listed on your site carry out auction conveyancing in Wellesbourne?
There are a number of niche lawyers we can connect you with those who can conduct auction conveyancing. Wellesbourne is just one of hundreds of locations where our lawyers are based.
We are purchasing a house in Wellesbourne. It might be a silly question but how we can trust a lawyer? On the day of competition we have to send money into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
We expect to receive a OIP from UBS this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do UBS recommend any Wellesbourne solicitors on the UBS conveyancing panel, or is it better to go independently?
You will need to appoint Wellesbourne solicitors independently although you'll need to choose one on the UBS conveyancing panel. The solicitor represents both you and UBS through the process.
Completion of my remortgage has taken place for my property in Wellesbourne. Conveyancing was a necessary evil but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
The deeds to my house can not be found. The lawyers who handled the conveyancing in Wellesbourne 4 years ago have long since closed. What do I do?
Gone are the days when you need to hold title official documentation to establish that you are the registered proprietor of land or premises, given that the Land Registry have everything they need in a digital format.
Myself and my wife have recently had an offer agreed on a house and had an appointment on Tuesday with Leeds Building Society for the mortgage. They have informed us that when it comes to selecting a property lawyer that unless they are on their approved panel of solicitors then we will have to pay out an extra fee of about two hundred pounds. This is because they would then have to select a solicitor to act for them as well as the one we choose to act for ourselves and we are liable for their invoice. I have requested Leeds Building Society to send me with a list so I can request estimates only from their approved solicitors but was told that I need to check with each individual conveyancer to see if they are on the panel. Is there a simple way of finding out who is on a lender panel?
You can enquire of Leeds Building Society what their panel criteria is for a solicitor.Then ask the property lawyer of your choice whether they meet the criteria and have they acted on mortgages for Leeds Building Society before. If the answer to those is yes, then just double check with Leeds Building Society. Another option is to utilise our search facility and we may be able to find you a property lawyer in Wellesbourne on the approved list for Leeds Building Society.