What is the optimum way to investigate if the solicitor conducting my conveyancing in Whitnash is on the lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Barclays Direct thus spending £175.00 in further conveyancing costs.

Feel free to take advantage of the search tool on this site. Pick the lender and type ‘Whitnash’ or your preferred area and you will discover a number of lawyer based in Whitnash or near you.

My husband and I have arranged the release of further monies on our mortgage from Bank of Ireland as we intend to carry out alterations to our property in Whitnash. Do we need to choose a nearby Whitnash solicitor on the Bank of Ireland conveyancing panel to handle the paperwork?

Bank of Ireland do not ordinarily instruct firms on their conveyancing panel to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Bank of Ireland conveyancing panel.

I am buying a property in Whitnash. One unusual aspect is that the roof has a solar panel. Principality have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

Given that you are obtaining a mortgage with Principality your lawyer must comply with the formal requirements outlined in Section 2 of UK Finance Lenders’ Handbook for Principality. The CML Handbook contains minimum conditions for solar panel roof-space leases, and lawyers are required to report to Principality where a lease does not meet these conditions. The requirements relate to the installation of panels on properties nationwide and is not isolated to Whitnash.

I'm in the throws of viewing flats in Whitnash and I am about to put in an offer. Should I already have a solicitor appointed at this stage? I will be getting a mortgage with Skipton.

It would be wise to instigate your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the estate agent. As you are obtaining a mortgage with Skipton, make sure you remember to check that your lawyer is on the Skipton conveyancing panel.

Will commercial conveyancing searches disclose planned roadworks that could impact a commercial premises in Whitnash?

Many commercial conveyancing solicitors in Whitnash will perform a SiteSolutions Highways report as it reduces the time that conveyancers invest in sourcing accurate data on highways that impact buildings and development assets in Whitnash. The search result provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Whitnash.

For every commercial conveyancing transaction in Whitnash it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately can result in delays to Whitnash commercial conveyancing transactions as well as present a risk to future plans for the site. These searches are not ordered for domestic conveyancing in Whitnash.

I'm buying my first flat in Whitnash benefiting from help to buy. The developers refused to move on the price so I negotiated 6k of extras instead. The estate agent suggested that I not reveal to my lawyer about this side-deal as it will put at risk my mortgage with Nationwide Building Society. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have been on the look out for a ground for flat up to £305k and identified one round the corner in Whitnash I like with a park and station in the vicinity, however it only has 49 remaining years left on the lease. There is not much else in Whitnash suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?

If you need a home loan the shortness of the lease will likely be a potential deal breaker. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the property for at least twenty four months you may request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this matter.