My partner and I are planning to buy a flat in Haywards Heath and have instructed a Haywards Heath conveyancing firm. Within the last couple of days our solicitor has sent a preliminary report and documents to look through with a view to exchanging next week. Santander have this evening contacted us to inform me that they have now hit a problem as our Haywards Heath lawyer is not on their approved list of lawyers. Please explain?
Where you are buying a property needing a mortgage it is normal for the purchasers' lawyers to also represent the purchaser's lender. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your property lawyer should contact your lender and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on the bank's conveyancing panel and you may continue to use your own Haywards Heath solicitors, in which case it will likely add costs, and it will likely delay the transaction as you are adding another lawyer into the mix.
I am purchasing a flat and require a conveyancing solicitor in Haywards Heath who is on the Accord Mortgages Ltd solicitor. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Accord Mortgages Ltd in certain locations such as Haywards Heath. We dont recommend any particular firm.
Do I need to take out insurance to cover chancel repairs when buying a house in Haywards Heath?
Unless a prior purchase of the property took place after 12 October 2013 you can assume that solicitors carrying out conveyancing in Haywards Heath to continue to advocate a chancel search and or chancel repair liability insurance.
Yesterday I discovered that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a straight forward, no chain conveyancing. Haywards Heath is the location of the property. Can you shed any light on this issue?
Flying freeholds in Haywards Heath are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Haywards Heath you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Haywards Heath may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am a fortnight into a leasehold purchase having been directed to conveyancers by the high street agent to perform conveyancing in Haywards Heath. We are not happy. Could you help me find new conveyancers?
They would need to be really poor to suggest changing them. Has your mortgage offer been generated? If so you must advise them of the new contact details and ensure the mortgage documents are re-issued. Your conveyancer needs to be on the banks panel to avoid escalating expenses and delays. That should be your first question of the new conveyancers. Our search tool will assist you in finding a bank approved solicitor for your home move in Haywards Heath