My friend's mother is a solicitor. I suspect that I'll be able to get preferential rates for conveyancing, but if not, what level of costs would I typically be looking at for conveyancing in Ditchling?
Do compare pricing. Make use of our comparison tool on this page. You will notice that fees will contrast greatly but service levels do differ between property lawyers as is the case with the vast majority of professional services.
Do the conveyancing lawyers identified through your ’find a lawyer’ app carry out right to buy conveyancing in Ditchling?
We have identified a variety of conveyancing firms carrying out right to buy conveyancing work You should e-mail the conveyancers listed to get a conveyancing quote.
My uncle passed away last year and as sole heir and executor I was left the house in Ditchling. The house had a small mortgage left on it of around £5k. I want to have the title changed into my name whilst I re-mortgage to Leeds Building Society, pay off the mortgage. Is this possible?
Where you intend to re-mortgage then Leeds Building Society will insist on your using a conveyancer on the Leeds Building Society conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Leeds Building Society conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Leeds Building Society mortgage is registered as a charge at the Land Registry.
How can we tell if a Ditchling conveyancing solicitor on the Barclays panel is any good?
When it comes to conveyancing in Ditchling getting recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the lawyer carrying out your transaction.
I am selling my apartment. I had a double glazing fitted in August 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Principality are being a right pain. The Ditchling solicitor who is on the Principality conveyancing panel is saying indemnity insurance will be fine but Principality are insisting on a building regulation certificate. Why do Principality have a conveyancing panel if they don't accept advice from them?
It is probably the case that Principality have referred the matter to their valuer. The reason why Principality may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Skipton have agreed my mortgage in principle, my bid on a property in Ditchling has been agreed to, what happens next?
The property agent will need to know who your solicitors are (make sure the conveyancers are on the lender’s panel). Call up Skipton or the financial adviser and finish off any appropriate paperwork. Skipton will sellect a valuer who will get in touch with the selling agent or vendor to book a slot for the valuation to occur. Once conducted (assuming no problems) it takes on average ten days for the mortgage offer to be issued. Skipton will send the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Ditchling.
Over the last few months I have been searching for a ground for flat up to £305k and identified one near me in Ditchling I like with open areas and railway links in the vicinity, the downside is that it's only got 61 years on the lease. There is not much else in Ditchling for this price, so just wondered if I would be making a grave error purchasing a lease with such few years left?
If you require a home loan the shortness of the lease may be problematic. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of 2 years you could ask them to start the process of the extension and then assign it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should speak to your conveyancing solicitor about this matter.